Pay your friends fast. Beyond easy.^
With PayID you can forget your BSB and account number.
Choose an eligible PayID (like your mobile number or email address for personal banking or ABN/Organisation ID for business) and link this to your account.
Then when someone needs to pay you, give them your PayID instead of searching for your bank account details.
Send and receive money instantly^ between eligible accounts, 24/7
With PayID, use your mobile number or email address instead of BSB and account number
Personalise payment messages with up to 280 characters, including emojis
With PayID, receive confirmation payments are going to the right person.
Creating your PayID is beyond easy!
Just in 3 simple steps.
1. Login to the app (download the latest version) or internet banking
2. Select Manage PayID's and choose Create PayID. Then enter a mobile number or email address. Select the account you would like to link the PayID to and the PayID name.
3. Enter the secure code sent to your chosen PayID and you are ready to use it.
Dowload the latest version of the app to create your PayID.
Need help creating your PayID?
Our friendly staff is happy to assist you step by step.
FAQs about PayID.
What is Osko®?
Osko® is the first service available on the New Payments Platform (NPP) and is backed by BPAY Pty Ltd. It will make sending and receiving money faster.
What is NPP?
NPP is the acronym for the New Payments Platform which is owned and operated by NPP Australia Limited.
What is a PayID?
PayID is an alternative way to address payments. You can use this instead of remembering or sharing your BSB and account number. A PayID can be a mobile number or email address, and for businesses can also be an ABN or Organisation ID.
How can I create my PayIDs?
You can create your PayIDs in our internet banking and app. Click here to access the tutorials to create your PayID on the mobile app. Business customers will need to phone or visit us.
Which banks will be participating?
Click here to visit the full list of participating banks on the new NPP service.
How many accounts can I link to my mobile number (PayID)?
You can only link one account to your mobile number.
My partner and I have a joint account can we link separate PayIDs to this one account?
Yes, you can have more than one PayID linked to each account.
Can someone access my account using my PayID?
No. A PayID is only used to deposit money to your account. No-one can access your account by knowing your PayID.
How secure is Osko and PayID on the New Payments Platform?
Osko will use the New Payments Platform, a world leading technology certified to highest data security standards and monitored 24 hours a day, 7 days a week. All payments made on the platform are also subject to participating banks own real-time fraud screening and detection capabilities.
It will also incorporate functionality designed to reduce the risk of misdirected or fraudulent payments, enabling the sender to confirm the name of the recipient before finalising the payment to a PayID.
Terms and conditions.
^Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Faster transfers available between participating banks, a full list of participating banks is available here