SMALLBiz Account

Small business banking made easy.

A Beyond Bank SMALLBiz Account is the easy way to keep your business flowing. This flexible, everyday transaction account offers competitive interest rates and no fee for account keeping.

We understand your business needs, so we also offer an overdraft (if needed) to meet your cash flow requirements, plus payroll options and merchant facilities/EFTPOS.

We’re a mutual bank. That means our profits benefit our customers and communities – not share market investors. Enjoy lower fees, lower lending rates, higher investment rates, better banking products and support for community projects in your local area. Join the bank that gives back.


For balances between 50,000 - 99,999


Business banking, made easy


0.01 %* p.a.
0 - 19,999
0.10 %† p.a.
20,000 - 49,999
0.20 %‡ p.a.
50,000 - 99,999
0.40 p.a.
100,000 - 249,999
0.75 p.a.
250,000 plus
Interest is calculated daily on the whole balance and paid monthly.


  • A fee allowance gives you credit towards your monthly fees.
  • Refer to our Fees and Charges booklet for more information.

Optional Add-ons

Paying GST?

Stay on top of your payments with Beyond Bank’s SMALLBiz GST Payment Account. This account helps businesses to manage their GST payments, separately to their everyday transactions.

Find Out More

Save more with our online savings accounts!

Choose our high-interest monEsaver Account for our highest interest rates.

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* Interest rate is current as of 27/08/2013.
† Interest rate is current as of .
‡ Interest rate is current as of 02/06/2015.
§ Interest rate is current as of 01/08/2016.
¶ Interest rate is current as of 02/06/2015.

1. See our Fees and Charges guide for more information.

Before acquiring the product, you should consider if it is right for you. For full terms, conditions, fees and charges please view our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available upon request, can be viewed on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice.

The more your supporters save. The more we donate to you.
The more your supporters save. The more we donate to you.
With a Community Reward Account.
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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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