Competition Terms and Conditions.

CUSCAL’S “PARIS 24 ACTIVATION CAMPAIGN” BEYOND BANK AUSTRALIA LIMITED

Terms and Conditions

Participation in the Cuscal’s “Paris 24 Activation Campaign” Promotion (“Promotion”) is deemed acceptance of these Terms and Conditions.  The promoter is Cuscal Limited (ABN 95 087 822 455) of Level 2, 1 Margaret Street, Sydney NSW 2000 (“Promoter”).

NSW Permit No. TP/02501. ACT Permit No. TP24/ 00672 SA Permit No. T24/ 526

  1. The Promotion commences on 01 April 2024 and closes at 11:59pm AEST on 24 May 2024 (“Promotional Period”).
  2. Entry is only open to Australian residents aged 18 years or over who hold a valid personal Visa card (either debit, pre-paid or credit) issued by Beyond Bank Australia Limited (“Participating Financial Institution”).  ABN 15 087 651 143 AFSL/Australian Credit Licence 237856.  
  3. Employees (and their immediate families) of the Promoter, Participating Financial Institution and agencies associated with this Promotion are ineligible to enter. Immediate family may mean any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.
  4. To receive one (1) automatic entry into the draw, eligible individuals must activate their Visa debit card, pre-paid or credit card and complete at least twenty-five (25) transactions using this card for the first time during the Promotional Period and where the transaction is settled within 5 days (each a “Qualifying Transaction”). For clarity, there is no minimum spend amount for a Qualifying Transaction, however entrants must complete a minimum of twenty-five (25) Qualifying Transactions to receive one (1) automatic entry into the draw.
  5. Only one (1) entry is permitted per person per card, either debit, pre-paid or credit. For clarity, this means an individual may be eligible for multiple entries depending on the number of eligible cards they have and Qualifying Transactions they make.
  6. Incomplete transactions and transactions that are reversed or cancelled will be ineligible for entry.
  7. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the promotion. Errors and omissions may be accepted at the Promoter's discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved.
  8. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.
  9. The draw will take place at Anisimoff Legal, 3 Amy Close, Wyong NSW 2259 on 31 May 2023 at 1:00pm AEST. The Promoter may draw additional reserve entries and record them in order in case an invalid or ineligible entrant is drawn. Winners will be notified by telephone and email within two (2) business days of the draw, and their names will be published online at www.visa.com.au/cuscal-go-for-gold/competiton-winners.html from 6 June 2024.
  10. The Promoter's decision is final and no correspondence will be entered into.
  11. The first three (3) valid entries drawn each win a trip for two (2) adults to the 2024 Olympic Games in Paris valued at up to AU$50,000 each, depending on date and point of departure.  Prize includes:
  • Two (2) x return economy airfares from either Sydney, NSW or Melbourne VIC to Paris, France departing 08/08/2024. If the winner resides outside NSW or VIC, the winner will be responsible for travel costs associated with getting to and from NSW or VIC for the departing flight;
  • A total of four (4) nights’ accommodation in Paris (min 4 star) including breakfast daily;
  • Three (3) x Category B level event tickets to the Olympic Games (such event to be determined based on availability at time of arrival in Paris);
  • Return airport to hotel transfers and return hotel to Games transportation; and
  • AUD$600 Visa Prepaid Debit Card (for the winner only).
  1. Additional spending money, meals, taxes (excluding airline and airport taxes), insurance, passports, visas, vaccinations, transport to and from departure point, transfers, items of a personal nature, in-room charges and all other ancillary costs are not included. Prize must be taken to coincide with the Paris 2024 Olympic Games and is subject to booking and flight availability. Travel Dates will be between 08/08/2024 and 12/08/2024.  Winner and their companion are responsible for ensuring that they have valid passports, and any requisite visas, vaccinations and travel documentation. Winner and their companion must depart from and return to the same departure point and travel together. Itinerary to be determined by the Promoter in its absolute discretion. Frequent flyer points will not form part of the prize. Prize is subject to the standard terms and conditions of individual prize and service providers. Winner may be required to present their credit card at time of accommodation check in.  
  2. The 2024 Olympic Games ticket prizes are subject to the event venue and ticket terms and conditions, including any applicable age restriction. The Promoter and event organisers hereby expressly reserve the right to eject any winner (and/or his/her companion/s) for any inappropriate behaviour, including but not limited to intoxication, whilst participating in any element of the prize.
  3. Any ancillary costs associated with redeeming a Visa Prepaid Debit Card are not included. Any unused balance of the Visa Prepaid Debit Card will not be awarded as cash. Redemption of the Visa Prepaid Debit Card is subject to any terms and conditions of the issuer including those specified on the Visa Prepaid Debit Card. 
  4. The next three (3) valid entries drawn will each win an entertainment package valued at up to $2,420. Prize includes the winner’s choice of either an entertainment system (including TV & sound bar) or a Peloton exercise bike.
  5. The next three (3) valid entries drawn will each win an Olympics Merchandise Pack valued at $200. Each pack includes: 1 x Bamboo Notepad Set, 1 x Olympic-branded Water Bottle, 1 x Olympic-branded Gym Bag and 1 x Olympic-branded Baseball Hat.
  6. Subject to the unclaimed prize draw clause, if for any reason a winner does not take a prize (or an element of the prize) by the time stipulated by the Promoter, then the prize (or that element of the prize) will be forfeited.
  7. If any prize (or part of any prize) is unavailable, the Promoter, in its discretion, reserves the right to substitute the prize (or that part of the prize) with a prize to the equal value and/or specification, subject to any written directions from a regulatory authority.
  8. The total prize pool value is up to AU$157,860. Prizes, or any unused portion of a prize, are not transferable or exchangeable and cannot be taken as cash, unless otherwise specified.
  9. If for any reason a prize remains unclaimed by 8am AEST on 13 June 2024, the prize will be forfeited and a re-draw will take place at the same place as the original draw, subject to any directions from a regulatory authority. Winners (if any) will be notified by telephone within two (2) business days of the re-draw and in writing, and their name/s will be published online at www.visa.com.au/cuscal-go-for-gold/competiton-winners.html on 17 June 2024. If an unclaimed prize draw winner does not take their prize by the time specified by the Promoter, then the prize will be forfeited.
  10. Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
  11. If this promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any entrant; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the promotion, as appropriate.
  12. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
  13. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) if the Paris 2024 Olympic Games or event is delayed, postponed or cancelled for any reason beyond the reasonable control of the Promoter; (f) any tax liability incurred by a winner or entrant; or (g) use of a prize / taking of a prize / participation in a prize.
  14. The use of any automated software or any other mechanical or electronic means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted by that entrant invalid.
  15. The Promoter collects personal information ("PI") in order to conduct the promotion and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI. The Promoter will also use and handle PI as set out in its Privacy Policy, which can be viewed at https://www.cuscalpayments.com.au/privacy. In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter may, for an indefinite period, unless otherwise advised, use the PI for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. The Privacy Policy also contains information about how entrants may opt out, access, update or correct their PI, how entrants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter. The Promoter will not disclose PI to any entity outside of Australia.
  16. As a condition of accepting a prize, winners must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.
  17. If any of these clauses should be determined to be illegal, invalid, or otherwise unenforceable then it shall be severed and deleted from these Terms and Conditions and the remaining clauses shall survive and remain in full force and effect.
  18. These Terms and Conditions (and any non-contractual disputes/claims which arise out of or in connection with them) will be governed by the relevant local courts who shall have exclusive jurisdiction over any and all disputes arising out of, relating to or concerning these Terms and Conditions.

 

 

ENVIRONMENTAL, SOCIAL AND GOVERNANCE (ESG) CUSTOMER SURVEY COMPETITION

Terms and Conditions

  1. The ESG Customer Survey Competition is conducted by Beyond Bank Australia Ltd (ABN 15 087 651 143, AFSL / Australian Credit Licence 237856), 100 Waymouth Street, Adelaide, SA 5000. 

  1. Entry is open to participants who enter their name, email address, phone number at the completion of the survey and complete a question to identify themselves as a Beyond Bank member or non-member. Persons under 18 will require a parent or guardian to enter on their behalf.    

  1. Employees, contractors, officers and directors of the Promoter, or their immediate family members, are ineligible to enter. 

  1. A maximum of one entry will be accepted per participant.  

  1. The Competition commences at 9:00am Wednesday 3 April 2024 (ACDT) and closes at 11:59pm Tuesday 30 April 2024 (ACST).   

  1. The Competition consists of one $500 VISA debit gift card. The total value of the prizes is $500. 

  1. The prize cannot be transferred, exchanged, or redeemed for cash. 

  1. The winner shall be drawn at random at 11:00am Friday 3 May 2024 at Beyond Bank, 100 Waymouth Street, Adelaide, SA 5000.  

  1. The winner will be notified by phone or email within 2 business days of the draw.   

  1. The prize will be emailed to the winner’s nominated email address.  

 

  1. If the prize remains unclaimed by Thursday 9 May 2024 it will be redrawn.  The redraw will be conducted on Friday 10 May 2024 at the same time and place as the initial draw.  The winner from the redraw will be notified by phone or email within 2 business days of the draw. 

  1. If any prize is not available due to any reason beyond the Promoter’s control, the Promoter shall be at liberty in its discretion to substitute the prize with another similar prize of equivalent monetary value. 

  1. The Promoter will use entrants’ personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and, as required, to Australian regulatory authorities.  Entry is conditional on providing this information.  Unless otherwise advised, the Promoter may also use the information for promotional, marketing and publicity purposes including sending electronic messages.  Beyond Bank’s Privacy Policy can be found at www.beyondbank.com.au/privacy. 

  1. Subject to complying with all relevant State and Territory legislation, the Promoter reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affects the administration, security, fairness, integrity or proper conduct of the Competition.  

Win 1 of 3 Junior Merchandise Packs Competition

Terms and Conditions

  1. The Win 1 of 3 JR Merchandise Packs Competition is conducted by Beyond Bank Australia Ltd (ABN 15 087 651 143, AFSL / Australian Credit Licence 237856), 100 Waymouth Street, Adelaide, SA 5000.
  2. Entry is open to participants who scan the QR code and complete the entry form with their name, mobile phone number, email and the Beyond Bank Australia product of interest. If under 18 years of age, express permission of parent/ legal guardian is required before entering this promotion. Prize(s) will be awarded to the parent or legal guardian who consented to the entrant registering in the Competition on behalf of that entrant, at the sole discretion of the Promoter.
  3. registering in the Competition on behalf of that entrant, at the sole discretion of the Promoter.
  4. Employees, contractors, officers and directors of the Promoter, or their immediate family members, are ineligible to enter.
  5. A maximum of one entry will be accepted per participant.
  6. The Competition commences at 9:30am on 18 February 2024 and closes at 5:00pm on 31 July 2024.  All times shown are in Australian Eastern Time.
  7. The Competition consists of 3 prizes of a JR merchandise pack.  Each pack contains a Kids MFC home guernsey, youth performance shorts, youth sketch hood, tritan rubber bands bottle, youth possessed text tee and a lunch cooler bag, valued at $245.  The total value of the prizes is $735.
  8. The prize cannot be transferred, exchanged or redeemed for cash.
  9. The winner shall be drawn at random at 11:00am on 1 August 2024 at Beyond Bank Australia, 315 Coventry Street, South Melbourne VIC.
  10. The winner will be notified by phone within 3 days of the draw.
  11. The prize is to be collected at Beyond Bank Australia, 315 Coventry St, South Melbourne VIC or can be delivered on request.
  12. If the prize remains unclaimed by 5:00pm on 15 August 2024, it will be redrawn.  The redraw will be conducted on 16 August 2024 at the same time and place as the initial draw.  The winner from the redraw will be notified by phone within 3 days of the draw.
  13. If any prize is not available due to any reason beyond the Promoter’s control, the Promoter shall be at liberty in its discretion to substitute the prize with another similar prize of equivalent monetary value.
  14. The Promoter will use entrants’ personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and, as required, to Australian regulatory authorities.  Entry is conditional on providing this information.  Unless otherwise advised, the Promoter may also use the information for promotional, marketing and publicity purposes including sending electronic messages.  Beyond Bank’s Privacy Policy can be found at www.beyondbank.com.au/privacy.
  15. Subject to complying with all relevant State and Territory legislation, the Promoter reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affects the administration, security, fairness, integrity or proper conduct of the Competition.

 

 

Win the Junior Mascot Experience at a Demons Matchday Competition

Terms and Conditions

  1. The Win the JR Mascot Experience at a Demons Matchday Competition is conducted by Beyond Bank Australia Ltd (ABN 15 087 651 143, AFSL / Australian Credit Licence 237856), 100 Waymouth Street, Adelaide, SA 5000.
  2. Entry is open to participants who scan the QR code and complete the entry form with their name, mobile phone number, email and the Beyond Bank Australia product of interest. If under 18 years of age, express permission of parent/ legal guardian is required before entering this promotion. Prize(s) will be awarded to the parent or legal guardian who consented to the entrant registering in the Competition on behalf of that entrant, at the sole discretion of the Promoter.

  3. registering in the Competition on behalf of that entrant, at the sole discretion of the Promoter.

  4. Employees, contractors, officers and directors of the Promoter, or their immediate family members, are ineligible to enter.
  5. A maximum of one entry will be accepted per participant.
  6. The Competition commences at 9:30am on 18 February 2024 and closes at 5:00pm on 31 July 2024. 
  7. The Competition consists of a prize for one lucky junior to run onto the field and through the banner alongside their favourite MFC players. The winner will also receive a Junior MFC Guernsey, Junior MFC Shorts and Junior MFC Socks. The total value of the prize is $145.
  8. The prize cannot be transferred, exchanged or redeemed for cash.
  9. The winner shall be drawn at random at 11:00am on 1 August 2024 at Beyond Bank Australia, 315 Coventry St, South Melbourne VIC.
  10. The winner will be notified by phone within 3 days of the draw.
  11. The prize is to be sent by email with an invitation and details of the matchday experience.
  12. If the prize remains unclaimed by 5:00pm on 15 August 2024, it will be redrawn.  The redraw will be conducted on 16 August 2024 at the same time and place as the initial draw.  The winner from the redraw will be notified by phone within 3 days of the draw.
  13. If any prize is not available due to any reason beyond the Promoter’s control, the Promoter shall be at liberty in its discretion to substitute the prize with another similar prize of equivalent monetary value.
  14. The Promoter will use entrants’ personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and, as required, to Australian regulatory authorities.  Entry is conditional on providing this information.  Unless otherwise advised, the Promoter may also use the information for promotional, marketing and publicity purposes including sending electronic messages.  Beyond Bank’s Privacy Policy can be found at www.beyondbank.com.au/privacy.
  15. Subject to complying with all relevant State and Territory legislation, the Promoter reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affects the administration, security, fairness, integrity or proper conduct of the Competition.

 

 

Win Two Tickets to the Adelaide Crows vs Melbourne Demons on Thursday 4 April 2024 Competition

Terms and Conditions

  1. The Win Two Tickets to the Adelaide Crows vs Melbourne Demons on Thursday 4 April 2024 Competition is conducted by Beyond Bank Australia Ltd (ABN 15 087 651 143, AFSL / Australian Credit Licence 237856), 100 Waymouth Street, Adelaide, SA 5000.
  2. Entry is open to participants who respond to an electronic direct mail with their name, email, phone number and postcode.
  3. Employees, contractors, officers and directors of the Promoter, or their immediate family members, are ineligible to enter. 
  4. A maximum of one entry will be accepted per participant.
  5. The Competition commences at 5:00pm on Friday 22 March 2024 and closes at 5:00pm on Tuesday 26 March 2024.  All times shown are in Australian Central Daylight Time (ACDT).
  6. The Competition consists of two prizes of 2 tickets to Adelaide Crows vs Melbourne Demons on Thursday 4 April 2024 at Adelaide Oval.  The total value of the prizes is $320.
  7. The prizes cannot be transferred, exchanged or redeemed for cash.
  8. The winners shall be drawn at random at 10:00am on Wednesday 27 March 2024 at Beyond Bank Australia, Level 11, 100 Waymouth Street, Adelaide SA.
  9. The winners will be notified by phone within 3 days of the draw.
  10. The prizes are to be emailed to the winners after initial contact by phone.
  11. If the prize remains unclaimed by 9:00am on Tuesday 2 April 2024, it will be redrawn.  The redraw will be conducted on Tuesday 2 April 2024 at the same time and place as the initial draw.  The winner from the redraw will be notified by phone within 2 days of the draw.
  12. If any prize is not available due to any reason beyond the Promoter’s control, the Promoter shall be at liberty in its discretion to substitute the prize with another similar prize of equivalent monetary value.
  13. The Promoter will use entrants’ personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and, as required, to Australian regulatory authorities.  Entry is conditional on providing this information.  Unless otherwise advised, the Promoter may also use the information for promotional, marketing and publicity purposes including sending electronic messages.  Beyond Bank’s Privacy Policy can be found at www.beyondbank.com.au/privacy.
  14. Subject to complying with all relevant State and Territory legislation, the Promoter reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affects the administration, security, fairness, integrity or proper conduct of the Competition.

 

 

Win a Family Pass to Adelaide Zoo or Monarto Safari Competition

Terms and Conditions

  1. The Win a Family Pass to Adelaide Zoo or Monarto Safari Competition is conducted by Beyond Bank Australia Ltd (ABN 15 087 651 143, AFSL / Australian Credit Licence 237856), 100 Waymouth Street, Adelaide, SA 5000.
  2. Entry is open to persons aged 18 years and over who follow the link from the social post and enter details including name, phone, email, postcode and a Beyond Bank Australia product of interest. 
  3. Employees, contractors, officers and directors of the Promoter, or their immediate family members, are ineligible to enter.
  4. A maximum of one entry will be accepted per participant.
  5. The Competition commences at 5:00pm on 16 February 2024 and closes at 5:00pm on 5 April 2024.  All times shown are in Australian Central Daylight Time (ACDT). 
  6. The Competition consists of a choice of a family pass (2 adults and 3 kids) to Adelaide Zoo or Monarto Safari including two animal experiences.  The total value of the prize is $350.
  7. The prize cannot be transferred, exchanged or redeemed for cash.
  8. The winner shall be drawn at random at 10:00am on 8 April 2024 at Beyond Bank Australia, 100 Waymouth Street, Level 12, Adelaide SA.
  9. The winner will be notified by phone within 3 days of the draw.
  10. The family pass prize is to be emailed to the winner.
  11. If the prize remains unclaimed by 21 April 2024, it will be redrawn.  The redraw will be conducted on 22 April 2024 at the same time and place as the initial draw.  The winner from the redraw will be notified by phone within 3 days of the draw.
  12. If any prize is not available due to any reason beyond the Promoter’s control, the Promoter shall be at liberty in its discretion to substitute the prize with another similar prize of equivalent monetary value.
  13. The Promoter will use entrants’ personal information in order to conduct the Competition and may, for this purpose, disclose such information to third parties, including, but not limited to, prize suppliers and, as required, to Australian regulatory authorities.  Entry is conditional on providing this information.  Unless otherwise advised, the Promoter may also use the information for promotional, marketing and publicity purposes including sending electronic messages.  Beyond Bank’s Privacy Policy can be found at www.beyondbank.com.au/privacy.
  14. Subject to complying with all relevant State and Territory legislation, the Promoter reserves the right to amend, cancel or suspend this Competition if an event beyond the control of the Promoter corrupts or affects the administration, security, fairness, integrity or proper conduct of the Competition.
  15. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook or Instagram. You are providing your information to the Promoter and not to Facebook or Instagram.

 

 

Switch to eStatements Competition.

Competition has ended.

Win a Signed 2023/2024 Flames Jersey Competition

Competition has ended.

Purchase a new Home & Contents, Landlord or Comprehensive Motor policy and get a $100 eGift card Offer

Terms & Conditions

  1. Information on how to claim and the offer(s) (defined below) form part of these Terms and Conditions. Participation in the Offer is deemed acceptance of these Terms and Conditions. Offer is not valid in conjunction with any other offer.
  2. The offer is available from 12:01AM AEDT 1 March 2024 to 11:59PM AEDT & 30 April 2024  (“Offer Period”).
  3. The Promoter is Beyond Bank Australia Limited ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 (“Promoter”). Insurance policies are issued by Allianz Australia Insurance Limited (Allianz, ABN 15 000 122 850, “Issuer”).
  4. The Offer is for one (1) $100 eGift card issued by Prezzee Pty Limited ABN 16 602 963 422 / ACN 602 963 422 (“Offer”).
  5. To be eligible for the Offer (an “Eligible Customer” or “Claimant”):

*    The Individual must receive an email inviting their participation in this offer; and

  • The individuals must purchase a new Eligible Policy (defined below) through Beyond Bank during the Offer Period and provide a valid email address; and
  • the Issuer must receive full payment of the annual policy premium or the first instalment of premium, if paying by the month; and
  • The start date of the Eligible Policy must occur during the Offer Period; and
  • The Eligible Policy must not be lapsed or cancelled at the time the Offers are distributed, which will be within 90 days from policy purchase date ; and
  • Policy holders must be Australian residents aged 18 years or over (“Eligible Customer”).
  1. For the purposes of this Offer, an “Eligible Policy” is new:
  • Beyond Bank Home and Contents Insurance (‘Buildings’ or ‘Buildings and Contents’); or
  • Beyond Bank Landlord Insurance (‘Buildings’ or ‘Buildings and Contents’); or
  • Beyond Bank Comprehensive Motor Insurance.
  1. For clarity, ‘Contents Only’ of any kind are excluded from this Offer.
  2. Variations and renewals to existing policies are excluded from this Offer.
  3. Multiple Offers permitted, subject to one (1) Offer per Eligible Policy. If a policy has two (2) or more policy holders, the first policy holder named on the policy schedule will be awarded the Offer.
  4. The name and email address of the Recipient will be supplied to Prezzee Pty Limited ABN 16 602 963 422 / ACN 602 963 422 to enable sending of the Offer. If you do not wish to take up the Offer, please advise the Promotor by phone.
  5. Eligible Customers are responsible for providing an up-to date and active email address in order to receive the Offer electronically via email. No physical gift cards will be provided.
  6. A replacement Offer will not be issued in the event an Eligible Customer does not receive their Offer due to circumstances outside the reasonable control of the Promoter, for example, if an eligible customer fails to provide an up-to-date email address.  Any issues with using the Offer should be directed to the provider of the Offer. Neither the Promoter nor the Offer provider is liable for any voucher that has been stolen, forged, lost, damaged or tampered with in any way.
  7. Terms and Conditions of the applicable retailer will apply to the redeemed Offer. The Offer is not refundable or redeemable for cash and expired Offers cannot be extended or replaced. Redemption of the Offer is managed by Prezzee Pty Limited ABN 16 602 963 422 / ACN 602 963 422. For more information and terms go to www.prezzee.com.au.  Any ancillary costs associated with redeeming the Offers are not included. Any unused balance of the Offer will not be awarded as cash. All Rewards are valid until the expiry date stated on the Reward or by the provider of the Reward (Prezzee Pty Ltd). Redemption of the Offer is subject to any terms and conditions of the issuer including those specified on the Offer.
  8. The Promoter reserves the right, at any time, to verify the identity and eligibility of each Eligible Customer, and reserves the right, in its sole discretion, to disqualify any person who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the claim process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of this Offer. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter's legal rights to recover damages or other compensation from such an offender are reserved.
  9. If there is a dispute, the Promoter reserves the right, in its sole discretion, to make a reasonable determination. The Promoter’s decision is final, and no correspondence will be entered into.
  10. Eligible Customers will be notified by email.
  11. If there is Incomplete information (including where an email address provided is invalid) the Eligible Policy will not be eligible for the Offer.
  12. If an Eligible Customer does not redeem an Offer at the time stipulated by the Promoter, then Offer (or that element of the Offer) will be forfeited.
  13. If any Offer (or part of any Offer) is unavailable, the Promoter, in its discretion, reserves the right to substitute the Offer (or that part of the Offer) with an Offer to the equal value and/or specification.
  14. Offers, or any unused portion of an Offer, are not transferable or exchangeable and cannot be taken as cash, unless otherwise specified.
  15. If this Offer is not capable of being conducted as anticipated due to reasons beyond the control of the Promoter, the Promoter reserves the right, in its sole discretion, to modify, suspend, terminate, or cancel the Offer, as appropriate in the circumstances.
  16. Eligible Customer consent to the Promoter using their name, likeness, image and/or voice in the event they are a successful Eligible Customer (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Offer (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
  17. Employees (and their immediate families) of the Promoter Beyond Bank and employees (and their immediate families) of participating companies, agents and agencies associated with this Offer are ineligible to take up the Offer. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or stepchild (whether natural or by adoption), parent, stepparent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, stepbrother, stepsister or first cousin.
  18. The Promoter collects personal information ("PI") in order to conduct the Offer and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI.  In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter may, for an indefinite period, unless otherwise advised, use the PI for the purpose of conducting this Offer, promotional, marketing, publicity, research and profiling purposes and sending electronic messages, offers and information to each Eligible Customer.

 

For further details about how we handle PI and details about how Eligible Customers can request access and correction of their information or complain about a breach of the Australian Privacy Principles, please see our Privacy Policy which is available at www.beyondbank.com.au/privacy. The Privacy Policy also contains information about how Eligible Customers may opt out, access, update or correct their PI, how Eligible Customers may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. The Privacy Policy also contains information about how Eligible Customers may opt out, access, update or correct their PI, how Eligible Customers may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with.

  1. The Offer is in no way sponsored, endorsed, or administered by or associated with Facebook or Instagram. Eligible Customers completely release Facebook and Instagram from any and all liability relating to the Offer.
  2. Nothing in these terms and conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Offer.
  3. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in Offer value to that stated in these Terms and Conditions; (e) any tax liability incurred by a Eligible Customers; or (f) use of an Offer.
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