Business Banking interest rates.

Business Accounts.*

Business Transaction Account

Business Transaction Account Interest Rate (%p.a.)
0---19,999 0.01% p.a
20,000 plus 0.05% p.a

Business Transaction Account

0---19,999

Interest Rate (%p.a.)
0.01% p.a

20,000 plus

Interest Rate (%p.a.)
0.05% p.a
Interest is calculated daily on the whole balance and paid monthly.

Community Reward Account.

Community Reward Account ($) Interest Rate (%p.a.)
$0 - $4,999 2.10% p.a
$5,000 - $199,999 2.40% p.a
200,000+ 2.65% p.a

Community Reward Account ($)

$0 - $4,999

Interest Rate (%p.a.)
2.10% p.a

$5,000 - $199,999

Interest Rate (%p.a.)
2.40% p.a

200,000+

Interest Rate (%p.a.)
2.65% p.a
Interest is calculated daily on the whole balance and paid monthly.

monEsaver Account.

monEsaver Account ($) Interest Rate (%p.a.)
$0 - $4,999 2.30% p.a
$5,000 - $199,999 2.60% p.a
$200,000+ 2.85% p.a

monEsaver Account ($)

$0 - $4,999

Interest Rate (%p.a.)
2.30% p.a

$5,000 - $199,999

Interest Rate (%p.a.)
2.60% p.a

$200,000+

Interest Rate (%p.a.)
2.85% p.a
Interest is calculated daily on the whole balance and paid monthly.

Business Loans.^

Business Investment Loan - Residential Security Interest Rate (%p.a.)
Variable Reference Rate 8.19% p.a
New Business Variable Rate 6.69% p.a
1 year - fixed 6.69% p.a
2 year - fixed 6.69% p.a
3 year - fixed 6.69% p.a
4 year - fixed 6.99% p.a
5 year - fixed 6.99% p.a

Business Investment Loan - Residential Security

Variable Reference Rate

Interest Rate (%p.a.)
8.19% p.a

New Business Variable Rate

Interest Rate (%p.a.)
6.69% p.a

1 year - fixed

Interest Rate (%p.a.)
6.69% p.a

2 year - fixed

Interest Rate (%p.a.)
6.69% p.a

3 year - fixed

Interest Rate (%p.a.)
6.69% p.a

4 year - fixed

Interest Rate (%p.a.)
6.99% p.a

5 year - fixed

Interest Rate (%p.a.)
6.99% p.a
Business Investment Loan - Commerical Security Interest Rate (%p.a.)
Variable Reference Rate 8.19% p.a
Commercial Secured Variable Rate 7.49% p.a
Commercial Secured 1-Year Fixed 7.49% p.a
Commercial Secured 2-Year Fixed 7.49% p.a
Commercial Secured 3-Year Fixed 7.49% p.a
Commercial Secured 4-Year Fixed 7.79% p.a
Commercial Secured 5-Year Fixed 7.79% p.a

Business Investment Loan - Commerical Security

Variable Reference Rate

Interest Rate (%p.a.)
8.19% p.a

Commercial Secured Variable Rate

Interest Rate (%p.a.)
7.49% p.a

Commercial Secured 1-Year Fixed

Interest Rate (%p.a.)
7.49% p.a

Commercial Secured 2-Year Fixed

Interest Rate (%p.a.)
7.49% p.a

Commercial Secured 3-Year Fixed

Interest Rate (%p.a.)
7.49% p.a

Commercial Secured 4-Year Fixed

Interest Rate (%p.a.)
7.79% p.a

Commercial Secured 5-Year Fixed

Interest Rate (%p.a.)
7.79% p.a
Secured Overdraft Interest Rate (%p.a.)
Variable Rate 8.84% p.a

Secured Overdraft

Variable Rate

Interest Rate (%p.a.)
8.84% p.a
Business Loan Interest Rate (%p.a.)
1---7-years---fixed 8.69% p.a

Business Loan

1---7-years---fixed

Interest Rate (%p.a.)
8.69% p.a
Unsecured Overdraft Interest Rate (%p.a.)
Variable Reference Rate 12.99% p.a

Unsecured Overdraft

Variable Reference Rate

Interest Rate (%p.a.)
12.99% p.a
Self-Managed Super Fund (SMSF)¹ Interest Rate (%p.a.)
Variable Reference Rate 8.83% p.a
Fixed 1 year 9.33% p.a
Fixed 2 year 9.23% p.a

Self-Managed Super Fund (SMSF)¹

Variable Reference Rate

Interest Rate (%p.a.)
8.83% p.a

Fixed 1 year

Interest Rate (%p.a.)
9.33% p.a

Fixed 2 year

Interest Rate (%p.a.)
9.23% p.a
¹ Please note. This product has been withdrawn, and is no longer available. For more information, please contact us.

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* Interest rates are current as at 26 March 2024.

*Full terms, conditions, fees and charges are available in our Product Guide and Fees and Charges booklets. These booklets are available upon request, can be downloaded from our website and will be provided at the time of acquiring the product. Before acquiring the product, you should consider if this product is appropriate for you.

^A margin may be added to the rates indicated above to determine the actual interest rate charges. Terms, conditions, lending criteria, fees and charges apply. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856. Interest rates are subject to change without notice.

To view all of our interest rates view our interest rate schedule for Business Banking.

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