Car Loans

Cars come in all shapes and sizes – and so do our car loans.

Our car loans are tailored to fit your needs. Whether you’re buying your car through a dealer or an ad in the paper, we have a car loan that’ll suit you. Our car loans start from $5,000.

Alternatively we can help you arrange a Novated Lease, which can help you save money on your new car and roll all your car expenses into one convenient, regular payment that is best suited to you.

As a customer owned bank, we put our customers first. Our profits go towards our customers and communities – not share market investors. We offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.

Interest rate

Comparison rate

Low Rate Car Loan

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  • Competitive fees and car loan interest rates
  • Flexible loan repayment options. You can also choose to make extra repayments on top of your regular repayments.
  • We can preapprove your car loan, so you can search for your car with confidence
  • Already have a car? Borrow money for any other purpose and use your existing car 1 as security
  • Repay your car loan in up to seven years
  • Green Loan discounts – further rate reductions if you purchase a Green vehicle or borrow for an environmentally conscious purpose
  • A Novated Lease means you save on the purchase price of your vehicle, thanks to fleet discounts



Choose from

Low Rate Car Loan Special Offer

6.74 p.a.
Interest rate
6.98 % p.a.
Comparison rate

Save money and pay your loan off sooner with flexible repayment options and a low, fixed interest rate. Find Out More

No Fee Car Loan

8.89 %‡ p.a.
Interest rate
8.89 % p.a.
Comparison rate

Offers a completely fee free, low repayment car loan allowing you to borrow without any upfront, ongoing or early repayment fees. Find Out More

Low Rate Car Loan

7.99 %† p.a.
Interest rate
8.24 % p.a.
Comparison rate

Offers a low interest rate and low fees for the purchase of cars that are up to six years old
Find Out More

Flexi Car Loan

13.45 %* p.a.
Interest rate
13.67 % p.a.
Comparison rate

Offers flexible car loan options including the choice of fixed or variable interest rates with our added redraw facility. Find Out More

Novated Lease

What’s the hassle-free way to save money on your new car? A Novated Lease means you get the best deal when you salary sacrifice your new car.

Find Out More

Car Loan Repayment Calculator

Optional Add-Ons

Car Insurance

Find the right car insurance for your new car

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Loan Cover Protection

Protect yourself. Cover your car loan repayments in the event of financial hardship.

Find Out More

Car Budget Account

Budget for your car expenses while at the same time offsetting the interest on your loan.

Find Out More

* Interest rate is current as of 01/10/2013. Variable Rate.
† Interest rate is current as of 21/04/2015.
‡ Interest rate is current as of 21/04/2015.
§ Interest rate is current as of 01/05/2015.

1 Eligibility criteria apply.

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms conditions, fees, charges and normal lending criteria apply. Full details are available in our loan offer or on request. Full details are available at time of application or by contacting us. Before acquiring the product, you should consider if this product is appropriate for you. Interest rates are subject to change without notice.
All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143. Interest rates are subject to change without notice.

The Novated Lease product is offered and managed by Fleet Partners. We recommend you seek financial advice on whether this product is suitable to you.

Need help?
13 25 85

Online Enquiry

Comprehensive Car Insurance will cover you.
Comprehensive Car Insurance will cover you.
Save up to 10% when you take out insurance online*
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