A wise investment
- Buy an investment property
- Low interest rates. Choose your loan:
- Basic Variable Home Loan
- Standard Variable Home Loan
- Fixed Home Loan
- All-in-One Home Loan
- Three-month pre-approval. We can approve your loan three months in advance so you can search for your home or property with confidence.
- Borrow up to 95% of the value of the security property1
- Loan terms up to 30 years2. Maximise your loan term and minimise your regular repayments.
- Redraw Option- withdraw any extra repayments you have made, you could enjoy a repayment holiday. This is where you use these funds to put your repayments on hold for a nominated period.3
- Split your loan. Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.
- Flexible principal and interest repayment options. You choose when, how and how much you pay.
- Bridging finance available
- Discounted interest rates available for Pinnacle Plus customers!4
Establishment fee: $4455
Settlement fee: $150
Monthly service fee: $06
Fixed Home Loan Rates.
Loan reverts to our standard variable rate at the end of the fixed period.
Variable Rate Home Loans
Standard variable rate.
Home Loan Repayments
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Canstar 5 Star Rating for Outstanding Value
Find out more about our Five Star Rating from Canstar for our range of Home and Investment Loans.
* Interest rate is current as of .
† Interest rate is current as of .
‡ Interest rate is current as of 19/05/2015.
§ Interest rate is current as of 19/05/2015.
¶ Interest rate is current as of 19/05/2015.
\\ Interest rate is current as of 19/05/2015.
** Interest rate is current as of 17/11/2015.
†† Interest rate is current as of 17/11/2015.
‡‡ Interest rate is current as of 16/11/2015.
a Interest rate is current as of 19/05/2015.
b Interest rate is current as of 19/05/2015.
c Interest rate is current as of 24/02/2015.
d Interest rate is current as of 19/05/2015.
e Interest rate is current as of 19/05/2015.
f Interest rate is current as of 19/05/2015. Annual package fee applies.
g Interest rate is current as of 19/05/2015. *Annual package fee applies.
h Interest rate is current as of 19/05/2015. Annual package fee applies.
1. You can borrow up to 90% with an All-in-One Home Loan. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
2. Loan term maximum of 25 years for the All-in-One Home Loan.
3. Redraws and repayment holidays are subject to approval. Fees and charges may be payable for the redraw facility
4. Pinnacle +plus package is available to customers with combined balances of $200,000 or more in eligible loans and deposits. Other eligibility, terms and conditions apply. For the period 11/5/2014 to 31/8/14 package benefits apply to all new eligible mortgage secured loans greater than $50,000.
5. A settlement fee of $150 and other upfront fees including valuation fees and government charges are payable.
6. Except for the Basic Variable Home Loan, which has a monthly fee of $11.
Comparison rates are based on a loan of $150.000 with monthly repayments over a term of 25 years. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interests are subject to change without notice.
Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143. Interest rates are subject to change without notice.