Why Beyond Bank Australia?
At Beyond Bank Australia, we’re the other way to bank.
What do we mean by that? It’s simple. We’re a mutual bank which is 100% owned by its customers. If you bank with us, then you are also an owner of Beyond Bank. We use profits to benefit our customers (like this great low rate home loan!) and the communities in which they live.
How we say thank you
- No fees1. Best of all this home loan has no one off or ongoing fees, just a great low rate for you to enjoy!
- 120 day pre-approval. We can approve your loan 120 days in advance so you can search for your home or property with confidence.
- 100% offset account available.
- Redraw Option- Redraw available cash from your home loan. A redraw facility enables you to pay extra off your home loan knowing you can access your money when needed.
- Save 10% on Landlords Insurance2,3. Protect you investment property and receive a 10% discount2, 3 with any new home loan4.
- Flexible principal and interest or interest only repayment options. You choose when, how and how much you pay.
Award winning home loans
We pride ourselves on our award winning range of home loans, which have consistently been recognised for their outstanding value by Canstar. The 5 star ratings have been awarded year on year based on their fantastic features and best value for money.
Home Loan Repayments
Competitive home loans delivered to your home or work. Our Mobile Lenders can offer you experience, valuable money advice and recommendations to help you achieve your personal goals.Find Out More
Apply for a Beyond Bank Credit Card and take advantage of our great benefits and features.Find Out More
Canstar 5 Star Rating for Outstanding Value
Find out more about our Five Star Rating from Canstar for our range of Home and Investment Loans.
* Interest rate is current as of 11/01/2016. Our Variable Rate Special interest rate is only available to new loans or top-up’s to existing loans when the minimum new borrowing amount is $150,000 and the LVR does not exceed 80% on selected eligible home and investment loan products. No package or other discounts will apply to the advertised rate.
1. There is no establishment fee ($495) or settlement fee ($150) on this interest rate. Valuation fees and other fees (such as government charges) may apply.
2. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
3. Any discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre
4. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Home Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia. Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS is available from Beyond Bank by calling 13 25 85 or online at beyondbank.com.au. If you buy this insurance we may receive a commission from the insurer (ranging from 0% - 30%) calculated as a percentage of the premium you pay, not including any taxes or other government charges.
+4.14% rate is for new variable rate investment home loans over $150,000, or top ups exceeding $150,000 in new borrowings, min 30% deposit. Split loans, loans requiring multiple security, bridging & building loans are not eligible. Interest only is available for investment loans only. Limited time only. *The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143.