Why Beyond Bank Australia?
At Beyond Bank Australia, we’re the other way to bank.
What do we mean by that? It’s simple. We’re a mutual bank which is 100% owned by its customers. If you bank with us, then you are also an owner of Beyond Bank. We use profits to benefit our customers (like this great low rate home loan!) and the communities in which they live.
A wise investment
- Buy an investment property.
- Low interest rates.
- 120 day pre-approval. We can approve your loan three months in advance so you can search for your home or property with confidence.
- Borrow up to 95% of the value of the security property.1
- Loan terms up to 30 years2. Maximise your loan term and minimise your regular repayments.
- Redraw Option- withdraw any extra repayments you have made, you could enjoy a repayment holiday. This is where you use these funds to put your repayments on hold for a nominated period.3
- Split your loan. Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.
- Flexible principal and interest repayment options. You choose when, how and how much you pay.
- Bridging finance available.
- Discounted interest rates available for Pinnacle Plus customers.4
Award winning home loans
We pride ourselves on our award winning range of home loans, which have consistently been recognised for their outstanding value by Canstar. The 5 star ratings have been awarded year on year based on their fantastic features and best value for money.
Home Loan Repayments
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Apply for a Beyond Bank Credit Card and take advantage of our great benefits and features.Find Out More
Canstar 5 Star Rating for Outstanding Value
Find out more about our Five Star Rating from Canstar for our range of Home and Investment Loans.
* Interest rate is current as of 25/03/2016.
1. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
2. Redraws and repayment holidays are subject to approval. Fees and charges may be payable for the redraw facility.
3. pinnacle +plus package is available to members with combined balanced of $200,000 or more on eligible loans and deposits. Other eligibility criteria, terms and conditions apply
Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856.
Interest rates are subject to change without notice. Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.