Investment Loan

Applications for new Investment Loans are currently unavailable.

Thank you for your interest in an Investment Loan at Beyond Bank.

In response to APRA's regulatory limits on investor lending growth, Beyond Bank is not accepting any applications for residential investment loans until further notice.

Our friendly staff are available on 13 25 85 to assist you with any further banking needs.


Award Winning Home Loans

We pride ourselves on our award winning range of home loans, which have consistently been recognised for their outstanding value by Canstar. The 5 star ratings have been awarded year on year based on their fantastic features and best value for money.


A wise investment

  • Buy an investment property.
  • Low interest rates.
  • 120 day pre-approval. We can approve your loan three months in advance so you can search for your home or property with confidence.
  • Borrow up to 90% of the value of the security property.1
  • Loan terms up to 30 years2. Maximise your loan term and minimise your regular repayments.
  • Redraw Option- withdraw any extra repayments you have made, you could enjoy a repayment holiday. This is where you use these funds to put your repayments on hold for a nominated period.3
  • Split your loan. Combine the stability of a fixed rate of interest with the flexibility of a variable rate of interest.
  • Flexible principal and interest repayment options. You choose when, how and how much you pay.
  • Discounted interest rates available for Pinnacle Plus customers.4


Why Beyond Bank Australia?

At Beyond Bank Australia, we’re the other way to bank.

What do we mean by that? It’s simple. We’re a mutual bank which is 100% owned by its customers. If you bank with us, then you are also an owner of Beyond Bank. We use profits to benefit our customers (like this great low rate home loan!) and the communities in which they live.

Home Loan Repayments

Interest Only repayments are currently unavailable for investment lending purposes.

Interest Only Loans are currently not available for new business, please note that a margin may be added to the rates indicated above to determine the actual interest rate. Please contact us if you wish to find out your interest rate for your loan.


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Canstar 5 Star Rating for Outstanding Value

Find out more about our Five Star Rating from Canstar for our range of Home and Investment Loans.

1. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
2. Redraws and repayment holidays are subject to approval. Fees and charges may be payable for the redraw facility.
3. pinnacle +plus package is available to members with combined balanced of $200,000 or more on eligible loans and deposits. Other eligibility criteria, terms and conditions apply

Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237856.
Interest rates are subject to change without notice. Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

The Total Home Loan Package
The Total Home Loan Package
We've got home loans all wrapped up.
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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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