Car Insurance



Drive on with confidence when you’re covered through Beyond Bank Car Insurance.

No matter how careful you are on the roads, accidents can still happen. We offer Car Insurance from Allianz – a reliable, competitive policy that lets you and your loved ones drive on with confidence. Get a great range of features as well as optional benefits so that you can tailor your cover to suit your needs.

Plus, when you buy a new Car Insurance policy you’ll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.5

When you choose car insurance with Beyond Bank, you’re in good hands

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Call us on 13 25 85

Benefits

  • Up to 10% discount on your car insurance policy when you buy online1,2
  • Increase your excess to reduce your premium1
  • Choose your preferred repairer
  • Claims support 24/7
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • A discount on your policy when you exclude drivers under 25 years of age1
  • Safe driver discount for eligible drivers1,4 in addition to the no claim bonus.

Choose Your Car Insurance

Comprehensive Car Insurance

Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

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Third Party Property Damage Only

Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

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Third Party Property Damage and Fire & Theft Cover

Provides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. 

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 Key benefits

 Comprehensive Insurance

Third Party Fire & Theft

Third Party Property Damage

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events  tick tick tick
Legal costs tick tick tick
Cover for accidental loss of or damage to your vehicle caused by fire or theft tick tick  
Rental car after theft ($100 per day limit, up to 30 days) tick tick  
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft) tick    
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss tick    
Accidental death benefit - $25,000 per period of insurance tick    
Emergency repairs – up to $500 in respect of any one incident tick    
Temporary cover on replacement vehicle – 14 days tick    
Trailer and caravan cover - $1,000 or market value whichever is the lesser tick    
Personal items – up to $1,000 for any one incident tick    
Emergency accommodation and travelling expenses – up to $1,000 for of any one incident tick    
Transportation costs – up to $500 for any one incident tick    
Lock re-keying / re-coding – up to $1,000 for any one incident tick    
Child seat / baby capsule cover – up to $500 for of any one incident tick    

 

This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

Optional Add-ons


Got your eye on a new car?

We offer a great range of car loans to suit your budget.

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Need to fix your old car?

Apply for a personal loan and get it back on the road.

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Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.

2 The online discount applies to new comprehensive moto insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

3 Maximum discount percentage varies from State to State.

4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount:

·     the ratable driver must be aged 30 years or over;

·     the insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and

·     all nominated drivers must have had no at fault claims for the last five years.

5 Offer valid for new Beyond Bank comprehensive car insurance policies. 12 months roadside assistance membership is provided by AGA Assistance Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Full terms and conditions available at allianz.com.au/roadside.

Commissions

When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 30%. Commission is only payable on premium actually paid. 

Policy benefits and features

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy.


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