- Save up to 10% when you buy online2,3,4
- Save up to 65% with our No Claim Bonus3,5
- Pay by the month for no extra cost6
- Restricted driver discount3 – receive a discount if you choose to exclude cover for drivers under 30 years of age
- Safe driver discount3,7 – earn an extra discount if you’re a safe driver.
- You can choose who will repair your car
- Uninsured motorist extension – you are covered for accidents caused by the driver of an uninsured vehicle1
Choose Your Car Insurance
Do you want to insure your car and be covered for the damage you cause to other people's property?
Do you want to be covered for damage you cause to other people's property only?
Do you want to be covered for limited damage to your car and damage you cause to other people's property only?
Read our Prestige Car Insurance Product Disclosure Statement and Classic Car Insurance Product Disclosure Statement for more detailed information.
1. Applies to Third Party Property Damage and Third Party Property Damage, Fire and Theft covers.
2.Only Prestige Motor Insurance is available online. Please call us for Classic Motor cover.
3. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
4. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year's premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre. The online discount does not apply to Third Party Fire & Theft and Third Party Property Damage policies.
5. For each claim-free period of insurance, you will accumulate a discount off your motor vehicle insurance premium, up to a maximum amount. This maximum amount will vary according to the state or territory in which your vehicle is garaged/ kept. Any no-claim bonus entitlement you hold with another insurance company is transferable. You may be required to provide documentary evidence of your current no-claim bonus entitlement. No-claim bonus discount amounts vary by state or territory.
6. Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding, and financial institution transaction fees may apply.
7. Safe Driver Discount applies to new Motor Insurance policies only. To be eligible for a safe driver discount:
- the ratable driver must be aged 30 years or over;
- the insured (owner) must have held a maximum no-claim bonus for the last five consecutive years; and
- all other nominated drivers must have had no at-fault claims for the last five years.
Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Motor Vehicle Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia..
When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 30%. Commission is only payable on premium actually paid.
Policy benefits and features
Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy.