Consumer Credit



Who would pay your loan or credit repayments if you became unemployed, were injured, or died?

Consumer Credit Insurance protects your Beyond Bank mortgage, personal loan or credit card repayments, giving you peace of mind should the unexpected happen.

As a mutual bank, we put our customers first. Our profits go towards our customers and communities – not share market investors. We offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.

Giving you peace of mind.



Call us on 13 25 85

Benefits

  • Insurance that pays out your loan should you die, or covers your loan repayments if you are unable to work due to disability, or become involuntarily unemployed
  • Choose between a combination of Death Cover, Disability Cover and Unemployment Cover
  • Pay your insurance premium together with your loan or credit card repayment

It’s important to consider a Consumer Credit Insurance plan before you commit to your loan or credit card. Consumer Credit Insurance can only be purchased once your loan or credit card has been approved.
 


Make a Claim

You can make a claim by calling us on

13 25 85 between 8.30am - 5.30pm Monday to Friday.*

*Australian Central Standard Time Excluding public holidays

Choose from

Loan Cover Insurance

Loan Cover insurance protects your Beyond Bank personal loan repayments.

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Five-Year Mortgage Repayment Insurance

Mortgage protection insurance covers your Beyond Bank mortgage repayments.

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Continuous Credit Insurance

Credit insurance covers your Beyond Bank credit limit.

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Optional Add-ons


Looking for a home loan?

We offer a great range of home loans to suit your budget.

Find Out More

Purchasing an investment property?

Apply for an All-in-One Investment Loan Account to take advantage of this line-of-credit investment loan.

Find Out More

Have your eye on something special?

Apply for a personal loan and turn your dreams into reality.

Find Out More

Dreaming of a new car?

We offer a great range of car loans.

Find Out More

Read our Loan Cover Insurance Product Disclosure Statement, Five-Year Mortgage Repayment Insurance Product Disclosure Statement and Continuous Credit Insurance Product Disclosure Statement for more detailed information.

Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708 is the insurer of the Disability cover (Part 2) and Involuntary Unemployment cover (Part 3) and is only responsible for these covers. Allianz Australia Life Insurance Limited (“Allianz Life”) ABN 27 076 033 782 AFSL 296559 is the insurer of the Death cover (Part 1) and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the Death cover.

Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia.

Commissions

When we arrange insurance, we may receive a commission from the insurer. The commission is calculated at 20% of the premium you pay, not including any taxes or other government charges.

Policy benefits and features

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy.

Need help?
13 25 85

Online Enquiry


Need a credit card?
Need a credit card?
Find the perfect credit card for you.
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