Consumer Credit Insurance

Who would pay your loan or credit repayments if you became unemployed, were injured, or died?

Consumer Credit Insurance protects your Beyond Bank mortgage or personal loan repayments, giving you peace of mind should the unexpected happen.

As a mutual bank, we put our customers first. Our profits go towards our customers and communities – not share market investors. We offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.

Giving you peace of mind.

Call us on 13 25 85


  • Insurance that pays out your loan should you die, or covers your loan repayments if you are unable to work due to disability, or become involuntarily unemployed
  • Choose between a combination of Death Cover, Disability Cover and Unemployment Cover

It is important that you understand that this insurance is optional and you can only purchase this insurance if you have a loan with us.

Please note you are entitled to a 30-day cooling off period should you change your mind about this insurance once you have purchased.

Make a Claim

You can make a claim by calling us on

13 25 85 between 8.30am - 5.30pm Monday to Friday.*

*Australian Central Standard Time Excluding public holidays

Choose from

Loan Insurance

Loan Cover insurance protects your Beyond Bank personal loan repayments.

Find Out More

Five-Year Mortgage Protection Insurance

Mortgage protection insurance covers your Beyond Bank mortgage repayments.

Find Out More

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Read our Loan Cover Insurance Product Disclosure Statement , Five-Year Mortgage Repayment Insurance Product Disclosure Statement and Important Information flyer for more detailed information.

Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL /Australian Credit License 237 856 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. Allianz is the insurer of the Disability cover (Part 2) and Involuntary Unemployment cover (Part 3) and is only responsible for these covers. Allianz Australia Life Insurance Limited (“Allianz Life”) ABN 27 076 033 782 AFSL 296559 is the insurer of the Death cover (Part 1) and is only responsible for this cover. Allianz acts as Allianz Life’s agent in offering and administering the Death cover.

Where insurance premium is paid as part of a loan payment, interest will be payable on that premium.

PremierCare® is a registered trade mark of Beyond Bank Australia.


When we arrange insurance, we may receive a commission from the insurer. The commission is calculated at 20% of the premium you pay, not including any taxes or other government charges.

Policy benefits and features

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy.

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