- Save up to 10% when you buy online1,2
- Save up to 10% when you combine your building and contents cover into one policy2
- Save up to 30% with our No Claim Bonus2,3
- Reduce your premium by increasing your excess
- Pay by the month for no extra cost4
- We also offer bone-fracture cover5 and pet cover
Choose Your Home Insurance
We offer three levels of home and contents insurance:
Do you want your home and contents insurance to include:
- Accidental damage cover? Choose Prestige Home Insurance.
- Fusion (burning out) of electric motors? Choose Classic or Prestige Home Insurance.
Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Home Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia.
When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 30%. Commission is only payable on premium actually paid.
Policy benefits and features
Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy.
1. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
2. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre.
3. To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus.
4. Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding, and financial institution transaction fees may apply.
5. Not available with Vital Home Insurance.
6. Promotion runs 01/10/13 – 29/11/13. Promoter is Allianz Australia Insurance Ltd, 2 Market Street, Sydney, NSW, 2000 ABN 15 000 122 850 AFSL No 234708 (Allianz). Entry open to Australian residents who purchase a new Allianz Home Building and/or Contents insurance policy through participating financial institution agents. 1 entry per policy, which must be paid and not lapsed or cancelled to be eligible. Major prize of $15,000 available in vouchers to spend at the winner's discretion from one or more of the following stores: Freedom Furniture, Bunnings, Harvey Norman and Domayne. Each $1,000 runner-up prize must be taken in form of one $1,000 voucher from one of the above mentioned selected stores. The prizes are not transferable or exchangeable. Prize drawn at 3pm on 17/12/13 at Allianz, Lvl 13, 2 Market St Sydney. Winner’s name published in The Australian 19/12/13. Authorised under NSW Permit No: LTPS/13/05118, ACT Permit No: ACT TP 13/02566, SA Licence No: T13/1207, VIC Permit No: 13/1665. Full terms and conditions available at allianz.com.au/prize.
7. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any
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prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).
8. To qualify for the maximum No Claim Bonus of 30%, customers must have had no claims in the preceding five years for Home policies. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.
9. The online discount only applies to the first year's premium (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via our Contact Centre.