Join a bank owned by members, not corporations.
As a 100% member-owned bank, our profits go towards things that matter to you, like competitive rates, fairer fees, local member service and supporting community groups in your area. Plus, as a Certified B Corp bank, you can trust that we use our business as a force for good, too.
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We’re for people who want their bank to do more for them and their community. Sound like you? Open a Purple Transactor Account to get started.
Introducing Confirmation of Payee
Confirmation of Payee is an industry-wide service designed to give you valuable information that may help protect you from scams and mistaken payments.
Learn more about this service
Interest rate update - May 2026
Following the RBA’s decision to increase the official cash rate, please find further information about changes to interest rates in our latest news.
Find out more
Rethinking banking in the Not-for-Profit sector
Explore how your banking choices may have an impact on your organisations ability to achieve its goals and do its best for your community.
View articleWays we're for and with our members.
Certified B Corp
We meet global standards of social and environmental performance, accountability and transparency.
What is a B Corp?
Supporting community groups
Using our profits to benefit our members and the communities they love.
Our partnerships
Australian-based support
With more than 50 branches nationwide, plus call centres in Canberra, Perth and Adelaide, we’re never too far away.
Contact us
Building financial wellbeing
In the journey to financial freedom, we’re by your side, every step of the way.
What is financial wellbeing?Other ways we can help.
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Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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Available for new owner occupied, principal and interest loans where the minimum borrowing amount is $150,000, or increases to existing loans where the increased borrowing amount is $50,000 or more and, in all cases, where the LVR (Loan to Value Ratio) does not exceed 80%. We calculate your LVR and determine your eligibility for this rate when we assess your loan. Rates may differ for existing borrowers. No package or other discounts apply to the advertised rate. This offer is available for a limited time only and may be varied, withdrawn, or replaced at any time in Beyond Bank’s sole and absolute discretion. |
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The following loans are ineligible for this offer: Bridging, Building/Construction, Parent Equity, Land Rent Scheme, Interest Only, and Investment. |
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Interest rates apply to new loan applications received from 12 August 2026 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. |
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All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |
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Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL No 234708. Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA) for the insurer Allianz. Terms, conditions, exclusions, limits and applicable sub-limits apply. Before making a decision, please consider the relevant PDS available from our website. The TMD is available by calling 13 25 85. |
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We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from beyondbank.com.au/about-us/corporate-governance/disclosures. The relevant Target Market Determination is available by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Full details of the commission are set out in the Financial Services Guide. Ask us for more details before we provide you with services. |