Invest your funds securely with Beyond Bank.
Have confidence knowing your money is guaranteed by the Australian Government - combined balances up to $250,000 per account holder are securely backed by the Government Guarantee.1 For more information, visit Financial Claims Scheme.
Competitive rate
Fixed return
Secure your savings
Our special offer.
See our full range of term deposits.
Deposits options from $2,000 for as little as three months, or up to five years.
Opening a Business Term Deposit.
Got a question about our accounts?
See all your account questions answered in our FAQs
Try our Deposit Planner Calculator
Got some feedback or need help with a query?
Interest paid at maturity.
| Amount ($) | 10-Month Term Deposit Special Offer |
| $100,000+ | 5.45% p.a. |
Standard Term Deposits.
Interest paid at maturity.
| Amount ($) | 3 Months | 6 Months | 9 Months | 12 Months |
| $2,000 - $49,999 | 3.85% p.a. | 4.20% p.a. | 3.70% p.a. | 4.90% p.a. |
| $50,000 - $199,999 | 4.10% p.a. | 4.35% p.a. | 3.80% p.a. | 5.05% p.a. |
| $200,000-plus | 4.30% p.a. | 4.65% p.a. | 3.85% p.a. | 5.15% p.a. |
Interest paid monthly.
| Amount ($) | 1 Years | 2 Years | 3 Years |
| $2,000 - $49,999 | 4.80% p.a. | 4.25% p.a. | 3.50% p.a. |
| $50,000 - $199,999 | 4.95% p.a. | 4.40% p.a. | 3.55% p.a. |
| $200,000-plus | 5.05% p.a. | 4.50% p.a. | 3.55% p.a. |
Interest on all term deposits is calculated daily on the whole balance of the account and paid into a Beyond Bank Australia savings account of your choice. Interest rates are subject to change without notice. Minimum investments start from $2000.
Interest paid annually.
| Amount ($) | 2 Years | 3 Years | 4 Years | 5 Years |
| $2,000 - $49,999 | 4.35% p.a. | 3.60% p.a. | 3.60% p.a. | 3.60% p.a. |
| $50,000 - $199,999 | 4.50% p.a. | 3.65% p.a. | 3.65% p.a. | 3.65% p.a. |
| $200,000-plus | 4.60% p.a. | 3.65% p.a. | 3.65% p.a. | 3.65% p.a. |
Interest on all term deposits is calculated daily on the whole balance of the account and paid into a Beyond Bank Australia savings account of your choice. Interest rates are subject to change without notice. Minimum investments start from $2000.
Other products you may be interested in.
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Interest rates are current as at 19 May 2026 and are subject to change. |
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10-Month Term Deposit Special Offer available exclusively for business banking entities, community organisations, self-managed superannuation funds and other trust structures. The offer is available for a limited time only and may be withdrawn at any time. Available for deposits between $100,000 and $5,000,000 with interest paid at maturity. |
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Account holders may be covered by the Commonwealth Government's Financial Claims Scheme (FCS). Under the FCS, deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (also known as authorised deposit-taking institutions or ADIs) that is incorporated in Australia and authorised by APRA. Payments under the FCS are subject to a limit for each depositor. See the FCS website for more information at https://www.fcs.gov.au. |
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Terms, conditions, lending criteria, fees and charges apply. For full details please review our Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determinations. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. |
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This information is of a general nature only and does not take into consideration your objectives, financial situation or needs. The information must not be relied upon as financial product advice. Before acquiring any product you should read the relevant guides, Product Disclosure Document, and consider whether a product is suitable for your circumstances to decide if a product is right for you. |
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All products and services are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |