When you change employment there are a few things you need to consider and superannuation is one of them.
It’s also the one thing that is easy to overlook but it can be easy to set things up so that they work for you, rather than you working for them.
As you have commenced working, you will already have a superannuation fund that your employer has been paying part of your wage into. When you change jobs, you can either request your new boss to keep paying into this fund or you can simply start a new one.
The problem is that if you change jobs regularly you can end up with several super funds.
That’s why it is worth rolling all your super funds into the one account.
For a start, you will save on account-keeping fees and administration charges from having just the one account.
You will get your paperwork back under control as you will stop receiving statements from several super funds and when it comes to tax time, the information that you need to supply will be all in the one place.
So if you’re planning to change jobs or have just changed jobs, start thinking about consolidating your super too.
Our Beyond Super  account is a low cost super option which is easy to set up and manage via Internet Banking. You can even choose and manage your investment option or make additional payments online anytime, anywhere
This information does not take into account your personal objective, financial situation or needs. You should read the Product Disclosure Statement (PDS) available before making a decision to acquire this product. Fees and costs apply. Beyond Super is issued by Equity Trustees Superannuation Limited RSE License No L0001458 (ABN 50 055 641 757AFSL229757) as trustee of the CUBS Superannuation Fund (ABN 90 120 177 925). Community CPS Australia Ltd trading as Beyond Bank Australia (ABN 15 087 651 143, AFSL 237856) is a sub-promoter of the CUBS Superannuation Fund and issuer of this brochure. Neither the trustee nor Beyond Bank or related entities guarantee the return of capital or the performance of any investment option or the Fund.
Insurance cover is provided to eligible Fund members by TAL Life Limited (ABN 70 050 109 450, AFSL 237848).You should consider the Beyond Super Product Disclosure Statement (including incorporated information) issued by Equity Trustees Superannuation Limited) before deciding whether to acquire insurance cover. Insurance cover is subject to eligibility criteria and acceptance by TAL, and may cease in certain circumstances including if there are insufficient funds held in your Beyond Super account to pay insurance premiums, refer to the Insurance Factsheet for further information. Fees and costs apply; refer to Fees and Costs Factsheet for more information.