When you think about your bank account, what do you feel? Happy and relaxed, or maybe a little bit anxious?
Some 70 per cent of us own a home according to the Australian Bureau of Statistics. If you’re dreaming of buying a house  and joining them, saving is going to be your top priority. For some of us, putting aside enough money to put down a deposit, or even simply get enough for that well-deserved holiday can seem like an impossible feat.
Let us introduce you to the six things you should stop over-spending on to reach your saving goal faster:
1. Cold-pressed juices
While it might seem important to be hip and join the bandwagon of cold-pressed juices, they come with a hefty price tag. Instead of spending $10 on a single juice, make a smoothie or juice yourself; a whole kilo of oranges will only cost you about $4 at your local market.
Bring your lunches instead of buying them for a month alone can save you more than $200. Not only will you be able to eat healthier, but the extra saving you’ll make will make a big difference in the long run.
3. Designer clothes
Having an ever-growing wardrobe of designer clothing doesn’t come cheap. If buying a house truly is a dream of yours, don’t go shopping for a month or two and you could be adding a sizable amount to your savings.
4. Alcohol expenditure
Australians spend more than $1 billion on alcohol per year, according to the Australian Securities and Investment Commission (ASIC). Skipping drinking for a month can save you anywhere between $200 to $500 per month. Alternatively, only have a glass or two on the weekend instead of one a day.
5. Gym membership
While ASIC suggests cancelling your gym membership completely, we understand that you might not have the motivation to workout at home. What you can do though, is drop the elite membership and instead join a lower-cost option.
6. Excessive water and power usage
Water and power bills can eat up a big chunk of your monthly expenses, so changing little things like turning off the tap while brushing your teeth or unplugging appliances while you don’t use them can add up.
It can seem incredibly daunting, but reducing your dollar-spend even slightly on a number of things can help you achieve your goals – whether that’s getting a home loan with a low rate or better conditions for your first home buyers loan .
Want to talk more about how you can save smart and make your dream a reality? Have a chat  with us today.