Woah we’re halfway there
Woah hopefully not living on a prayer….
Let’s all hope that there aren’t too many more years like 2020 ahead.
But in case there are, it’s a good idea to make sure you’ve got the insurance you need.
Insurance gives you a bit of a safety net if the world decides to go all Armageddon on you.
When taking out insurance, you should consider a number of options, including:
As a rule of thumb, the higher the excess, the lower the premium – choose a balance that’s right for you.
Check annually to ensure your premiums are as low as possible, whilst still giving you maximum cover.
If you’re considering income protection, it can be a bit tricky. So, it’s worth checking out the guide from Moneysmart or speaking to one of our financial planners – it's free.