Budget Bootcamp.


 

Day 15: Treat yourself + tackle your expenses.

 

Howdy budgeteers, you’ve made it to day 15. Kudos. 

When you tackle a crappy job, it’s important to reward yourself with something nice. Some yummy takeaway, a pedicure, a family block of chocolate... You know the drill. Get creative. 

Now, let’s dive in.  

One of the toughest things about budgeting is keeping track of your spending.  

Spending generally falls into two camps:

  • Regular (fixed expenses)
  • One-off (variable expenses). 

A useful tip is to deliberately overestimate the money you need for bills. That way, you might find you have a little bit left in the kitty. 

Take a moment and go through each line of your budget template. What’s fixed and what’s variable? What’s a must-have or a nice to have?  

Now, check your bills photo shoot and work out what you’re really paying for. Pay particular attention to insurance and phone plans. They’re slippery little suckers.  

Finally, use your Beyond Finance Manager to track your money and set up a savings goal.  

 

Your week 3 snapshot.

Day 11.

Ensure you're insured.

Day 12.

Organise your accounts/buckets.

Day 13.

Set up a savings hack.

Day 14.

Superannuation health check.

Day 15.

Tackle your expenses.

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This information has been provided without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs.

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