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Home Loans

Loans for investment properties.

5.99 % p.a. Interest rate
6.02 % p.a. Comparison rate*

Variable Purple Basic Investment Loan <60% LVR 
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Your property investment lending partner.

Whether you’re a first-time investor or you’ve been around the block a few times, Beyond Bank has the tools and support to help you succeed. 

Low interest rate
Low variable interest rate with loan terms up to 30 years and the option to borrow up to 90% of the value of property.¹
Direct line to support
One point of contact throughout the lending process. Call or email your Lending Specialist directly or meet in-person.
Four months pre-approval
Know how much you can borrow so you can confidently make an offer or bid at auction.²

Compare investment home loan rates.

Popular investment home loans.

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Basic variable

It pays to keep it simple with our Variable Purple Basic Investment Loan. You’ll enjoy a low interest rate, plus some other sweet money-saving features.

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Variable with offset

Customise your home loan package to your investment needs. Go fixed, variable, or a mix of the two with the added option of multiple 100% offset accounts.³

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Interest only investment home loan. 

With an interest only loan, your repayments cover the interest on the loan without reducing the principal. Available with our Variable Total Home Loan Package Investment Loan and Fixed Total Home Loan Package Investment Loan (3- and 5-year options). Speak with a Lending Specialist to learn more. 

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Why Beyond Bank?

Get to know us a little better. About us

We're member-owned
Our profits go towards things that matter to you, like competitive rates, fairer fees and local member service.
Community focus
We support more than 45 Australian communities through branches, community partnerships and employment opportunities.
Proudly B Corp Certified
We meet international standards of social and environmental performance, accountability, and transparency.
A long history of lending
We’ve been helping Australians own their own home for more than 65 years.
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Ready to get started?

Connect with an experienced Lending Specialist. Schedule an appointment or call us on 13 25 85 Monday to Friday 8am – 8pm, Saturday 9am – 3pm (Adelaide time). 

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Interest rates apply to new loan applications received from 27 May 2026 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate.
   
*

Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
   
1

Lenders' Mortgage Insurance is required when the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
   
2

Conditional loan pre-approval is available for a period of 120 days.
   
3

100% mortgage offset is only available on selected variable rate home or investment loans. Account holders for the offset facility must also be the account holders of the linked home loan. A minimum $500 balance must be retained in the offset account to receive the benefit. .
   
 

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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
   
 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.