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Home Loans

Loans for investment properties.

6.24 % p.a. Interest rate
6.27 % p.a. Comparison rate*

Variable Purple Basic Investment Loan ≤60% LVR

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Investment lending that works for you

Whether you’re buying your first investment property or growing your portfolio, get the loan features and support to help you take the next step.

Low interest rate
Get a competitive variable rate, with loan terms up to 30 years and the option to borrow up to 90% of the property value.¹
Support from start to finish
Have one Lending Specialist throughout the process, with the flexibility to call, email or meet in person.
Four months pre-approval
Know how much you can borrow, so you’re ready to make an offer or bid at auction with confidence.²

Compare investment home loan rates

Choose the right loan for you

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Basic variable

Keep it simple with a competitive variable rate and money-saving features to help you manage your investment loan.

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Variable with offset

Get more flexibility with the option to go variable, fixed or a mix of both, plus multiple 100% offset accounts.³

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Interest-only investment home loan

With an interest-only loan, your repayments solely cover the interest on the loan without reducing the principle. For greater flexibility on your investment home loans, speak to a Lending Specialist today.

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Why bank with Beyond Bank?

Member-owned
Your banking goes back into better products for our members, from competitive rates to personal service.
Community focused
We support communities across Australia through partnerships, programs and local initiatives.
B Corp Certified
We meet high standards for social and environmental impact, accountability and transparency.
65+ years of lending
We have proven experience helping Australians into their own homes.
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We’re ready when you are

Talk to a Lending Specialist about your investment goals and see which home loan options could work for you.

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Interest rates apply to new loan applications received from 7 October 2026 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate.
   
*

Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
   
1

Lenders' Mortgage Insurance is required when the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
   
2

Conditional loan pre-approval is available for a period of 120 days.
   
3

100% mortgage offset is only available on selected variable rate home or investment loans. Account holders for the offset facility must also be the account holders of the linked home loan. A minimum $500 balance must be retained in the offset account to receive the benefit. .
   
 

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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
   
 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026.