Government incentives for EVs.
State Governments provide various incentives to reduce the upfront cost of EVs. In Canberra, the ACT Government supports the Everyday Climate Choices plan to achieve net zero emissions by 2045. This includes:
- No stamp duty on new or used Zero Emissions Vehicles (ZEVs)
- Lower registration fees
- Zero-interest loans up to $15,000 for eligible customers (ACT Government Sustainable Household Scheme)
Borrowing options
Flexible repayments
Pre-approval
Redraw
How much can I borrow?
With our Low Rate Car Loan Special Offer, you can borrow 100% of the purchase price for new or used vehicles within the current or previous two calendar years, this includes caravans, camper trailers and motorbikes.
How to apply.
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Start application.
Looking to buy a car, motorcycle, caravan or boat? Start your loan application online. It takes 10 minutes. Hint: have details of your income, assets and expenses handy.
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Speak to a Lending Specialist.
Once we receive your application, a Lending Specialist will contact you to confirm eligibility, next steps and answer any questions you may have.
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Assessment & evaluation.
To assess your loan, we’ll need to verify your details and obtain supporting documents. Your Lending Specialist will advise you what is needed and keep you updated through the process.
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Approval.
The most exciting stage! If your loan is approved, it’s time to sign your loan documents and drive away in the car of your dreams.
Keep browsing.
Flexi Car Loan
Has a second-hand car caught your eye? Our Flexi Car Loan might be perfect.
Learn more
Low Rate Car Loan
A simple car loan with a low rate. Suitable for cars under eight years old.
Learn moreUseful links.
Still have questions about our car loans?
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Interest rates are current as at 8 April 2026 and are subject to change. |
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Our Low Rate Car Loan Special Offer is only available for the purchase of new or used cars, caravans, camper trailers, marine craft and motorbikes manufactured within the current or previous two calendar years where the minimum new borrowing amount is $5,000 and where the loan amount does not exceed the purchase price. Maximum loan amount $150,000. No package benefits or further discounts will apply. |
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Comparison rates are based on a secured loan (unless otherwise indicated) of $30,000 with monthly repayments over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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Minimum redraw amount is $500. Free redraw in-advance amounts at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. |
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Monthly Loan Fee. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2026. |
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Calculator by Widget Works. |