Making salary packaging simple with Beyond Bank.
At Beyond Bank, salary packaging is more than just a card—it’s a commitment. We work closely with our partners to ensure every employee who signs up gains access to exclusive offers, tailored product benefits, and ongoing financial wellbeing support. Our dedicated team is here to make the experience seamless, with daily reporting and responsive service that keeps you informed and your staff empowered.
Is your business eligible to join our salary packaging community?
Our salary packaging card is for personal use by employees who work for an eligible employer under Sections 57A and 65J of the Fringe Benefits Tax Assessment Act 1986. These sections grant eligibility to the following employer organisations:
- Public Benevolent Institutions (charities, etc)
- Hospitals, Nursing Homes, Government Departments, etc
- Rebatable Non-for-Profit Organisations.
We offer a choice of two salary packaging cards.
Salary Packaging Card.
A Salary Packaging card (living expenses card) allows an individual to use pre-tax income for purchases associated with everyday living such as groceries, clothes, fuel or pay for expenses like utility bills. The Class Ruling for this product has been approved and published by the ATO (CR 2016/18).
Meal Entertainment card.
A Meal Entertainment card allows an individual to use pre-tax income for purchases associated with food and entertainment such as dine-in meals at bistros, cafes, hotels and restaurants and pay for holiday accommodation in Australia and overseas. The Class Ruling for this product has been approved and published by the ATO (CR 2016/85).
So, how do our salary packaging cards work?
No receipts or claims.
Shop anywhere Visa is accepted.
Tap & Go with payWave.
Daily reporting and support.
Ready to partner with Beyond Bank?
We’ll put you in touch with one of our Salary Packaging Specialists to discuss the next steps.
Fees and charges.
Fees and Pricing
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Monthly fee |
N/A¹ |
|
TEXT ME! Fee |
$0.26² |
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Foreign Currency Conversion Fee³ |
3% of transaction value |
|
Replacement fee for lost, stolen, captured or damaged card |
$10.00 |
|
Interest rate |
N/A |
View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.
Our Salary packaging partners.
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More about Beyond Bank.
Reflect – Reconciliation Action Plan.
We believe that every person in our community deserves to be treated with dignity and valued for their unique perspectives and talents.
Find out more
Sustainability.
We’re a certified B Corp. We are part of a global community of businesses that meet high standards of social and environmental impact.
Find out more
Corporate Report.
Our Corporate Report outlines who we are as a customer-owned bank, our values, and purpose. It covers our performance in relation to people, profit, and planet.
Find out moreWe're here to help.
Have a salary packaging enquiry?
Send us a message
Give us a call
Please read this important information.
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Salary Packaging is only available to employees of the Public Benevolent Institutions and employees of Health Promotion Charity where status has been granted by the ATO. Salary Packaging is a Fringe Benefit that employees can access if they are employed by an organisation that qualifies for a Fringe Benefit Tax exemption. |
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| 1 |
There are no direct charges from Beyond Bank to your account with us, however, your salary packaging provider/employer may charge you a fee for the provision of these services. |
| 2 |
TEXT ME! Fees are not inclusive of 2nd factor secure sms authentication messages. For more details, view our Fees and Charges Guide. |
| 3 |
This fee is payable when you use your Visa Credit Card, Visa Debit Card or Visa Prepaid Card to make a transaction: |
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Terms, conditions, lending criteria, fees and charges apply. For full details please review our Salary Packaging specific Terms & Conditions, Financial Services Guide, Product Guide, Fees and Charges Guide and Target Market Determination. These are available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. They will also be provided at the time of acquiring any product. |