Savings and Transactional Accounts 
interest rates.

Savings Accounts.

Community Reward Account.

Community Reward Account ($) Rate p.a.
$0 - $4,999 2.10% p.a
$5,000 - $199,999 2.40% p.a
$200,000+ 2.65% p.a

Community Reward Account ($)

$0 - $4,999

Rate p.a.
2.10% p.a

$5,000 - $199,999

Rate p.a.
2.40% p.a

$200,000+

Rate p.a.
2.65% p.a
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Purple Bonus Saver Account.

Purple Bonus Saver Account ($) Rate p.a.
  No bonus With bonus
$0 - $200,000 0.01% p.a 4.65% p.a
$200,000+ 0.01% p.a 0.01% p.a

Purple Bonus Saver Account ($)

$0 - $200,000

Rate p.a. - no Bonus
0.01% p.a
Rate p.a. - with Bonus
4.65% p.a

$200,000+

Rate p.a. - no Bonus
0.01% p.a
Rate p.a. - with Bonus
0.01% p.a
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

monEsaver Internet Savings Account.

monEsaver Account ($) Rate p.a.
$0 - $4,999 2.30% p.a
$5,000 - $199,999 2.60% p.a
$200,000+ 2.85% p.a

monEsaver Account ($)

$0 - $4,999

Rate p.a.
2.30% p.a

$5,000 - $199,999

Rate p.a.
2.60% p.a

$200,000+

Rate p.a.
2.85% p.a
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Transaction Accounts.

Community Account.

Community Account Rate p.a.
$0 - $4,999 0.01% p.a
$5,000 - $49,999 0.50% p.a
$50,000 - $99,999 1.00% p.a
$100,000 plus 1.25% p.a

Community Account

$0 - $4,999

Rate p.a.
0.01% p.a

$5,000 - $49,999

Rate p.a.
0.50% p.a

$50,000 - $99,999

Rate p.a.
1.00% p.a

$100,000 plus

Rate p.a.
1.25% p.a
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

Retirement Account.

Retirement Account ($) Rate p.a.
$0 - $4,999 1.25% p.a
$5,000 - $48,599 1.45% p.a
$48,600+ 1.90% p.a

Retirement Account ($)

$0 - $4,999

Rate p.a.
1.25% p.a

$5,000 - $48,599

Rate p.a.
1.45% p.a

$48,600+

Rate p.a.
1.90% p.a
Interest is calculated daily on portions of the balance within each tier. Interest is paid on the last day of each month.

Youth Accounts.

Purple Bonus Saver Account.

Purple Bonus Saver Account ($) Rate p.a.
  No bonus With bonus
$0 - $200,000 0.01% p.a 4.65% p.a
$200,000+ 0.01% p.a 0.01% p.a

Purple Bonus Saver Account ($)

$0 - $200,000

Rate p.a. - no Bonus
0.01% p.a
Rate p.a. - with Bonus
4.65% p.a

$200,000+

Rate p.a. - no Bonus
0.01% p.a
Rate p.a. - with Bonus
0.01% p.a
Interest is calculated daily on the whole balance and paid monthly. Interest rates are subject to change without notice.

BU Account.

  Rate p.a.
All balances 3.00% p.a

 

All balances

Rate p.a.
3.00% p.a
Interest is calculated daily on the whole balance and paid quarterly on 31 March, 30 June, 30 September, 31 December. Interest rates are subject to change without notice.

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Interest rates are current as at 29 February 2024.

Interest rates are subject to change without notice. Full terms, conditions, fees and charges are available in our Product Guide, Fees and Charges booklets and supplemental terms applicable to the accounts which are available on request. This information will be provided to you when you open an account. Before acquiring an account, you should consider whether the product is appropriate for you.

To view all of our interest rates view our Interest rate schedule for Savings and Term Deposits.

Government Guaranteed Deposits:

Account holders may be covered by the Commonwealth Government's Financial Claims Scheme. Deposits are subject to a limit. For more information on the Financial Claims Scheme, please visit the FCS website.

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