Term Deposit interest rates.

Term Deposits.

Interest paid at maturity
Amount ($) 3 Months 6 Months 7 Months Special^ 9 Months 12 Months
2,000-49,999 4.35% 4.55% 4.80% 4.55% 4.65%
50,000-199,999 4.40% 4.60% 4.80% 4.60% 4.70%
200,000-plus 4.40% 4.60% 4.80% 4.60% 4.70%

Amount ($)

2,000-49,999

3 Months
4.35%
6 Months
4.55%
7 Months Special^
4.80%
9 Months
4.55%
12 Months
4.65%

50,000-199,999

3 Months
4.40%
6 Months
4.60%
7 Months Special^
4.80%
9 Months
4.60%
12 Months
4.70%

200,000-plus

3 Months
4.40%
6 Months
4.60%
7 Months Special^
4.80%
9 Months
4.60%
12 Months
4.70%
^7 Months Special term deposit offer is available for a limited time only and may be withdrawn at any time. For deposits of $2,000 to $5,000,000 based on interest paid at maturity.
Interest paid annually
Amount ($) 2 Years 3 Years 4 Years 5 Years
2,000-49,999 4.25% p.a 3.95% p.a 3.95% p.a 3.95% p.a
50,000-199,999 4.30% p.a 4.00% p.a 4.00% p.a 4.00% p.a
200,000-plus 4.30% p.a 4.00% p.a 4.00% p.a 4.00% p.a

Amount ($)

2,000-49,999

2 Years
4.25% p.a
3 Years
3.95% p.a
4 Years
3.95% p.a
5 Years
3.95% p.a

50,000-199,999

2 Years
4.30% p.a
3 Years
4.00% p.a
4 Years
4.00% p.a
5 Years
4.00% p.a

200,000-plus

2 Years
4.30% p.a
3 Years
4.00% p.a
4 Years
4.00% p.a
5 Years
4.00% p.a
Interest on all term deposits is calculated daily on the whole balance of the account and paid into a Beyond Bank Australia savings account of your choice. Interest rates are subject to change without notice. Minimum investments start from $2000.
Interest paid monthly
Amount ($) 1 Years 2 Years 3 Years
2,000-49,999 4.55% 4.15% 3.85%
50,000-199,999 4.60% 4.20% 3.90%
200,000-plus 4.60% 4.20% 3.90%

Amount ($)

2,000-49,999

1 Year
4.55%
2 Years
4.15%
3 Years
3.85%

50,000-199,999

1 Year
4.60%
2 Years
4.20%
3 Years
3.90%

200,000-plus

1 Year
4.60%
2 Years
4.20%
3 Years
3.90%
Interest on all term deposits is calculated daily on the whole balance of the account and paid into a Beyond Bank Australia savings account of your choice. Interest rates are subject to change without notice. Minimum investments start from $2000.

Farm Management Deposit.

Interest paid at maturity
Amount ($) 3 Months 6 Months 9 Months 12 Months
$2,000-$49,999 4.35% 4.55% N/A 4.65%
$50,000---$199,999 4.40% 4.60% N/A 4.70%
$200,000-plus 4.40% 4.60% N/A 4.70%

Amount ($)

$2,000-$49,999

3 Months
4.35%
6 Months
4.55%
9 Months
N/A
12 Months
4.65%

$50,000---$199,999

3 Months
4.40%
6 Months
4.60%
9 Months
N/A
12 Months
4.70%

$200,000-plus

3 Months
4.40%
6 Months
4.60%
9 Months
N/A
12 Months
4.70%

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Interest rates are current as at 29 February 2024.

Term Deposits less than $2,000 are no longer available. If you currently have a maturing term deposit under $2,000, please contact us to discuss other deposit arrangements.

Under the Financial Claims Scheme (FCS), deposits are protected up to a limit of $250,000 for each account holder at each bank, building society and credit union (also known as authorised deposit-taking institutions or ADIs) that is incorporated in Australia and authorised by APRA. Payments under the FCS are subject to a limit for each depositor. See the FCS website for more information at https://www.fcs.gov.au.

Terms, conditions, fees and charges apply. For full details please review our Financial Services GuideProduct Guide and Fees and Charges Guide available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.

This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products, you should read the relevant guides to decide if a product is right for you.

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2023

To view all of our interest rates view our Interest rate schedule for Savings and Term Deposits.

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