Low Rate Car Loan.

With a low interest rate, minimal fees and flexible repayment options, our Low Rate Car Loan makes it easier to purchase your new car.

6.99 percent per annum
Interest Rate
7.62 percent per annum *
Comparison Rate

A car loan with a low rate.


Know your rate won’t change with a low, fixed interest rate.


Borrowing options.

Borrow up to 150% of the value of your car.#


We can approve your car loan in advance, so you can search for your car with confidence.



Make extra repayments on top of your regular repayments.

Great Features.

  • Already have a car? Borrow money for any other purpose and use your existing car1 as security
  • If you pay out your loan early, we won’t charge fees or penalties
  • Environmentally conscious? So are we. Further rate reductions if you purchase for an approved environmental purpose2
  • Pinnacle +plus and life members – take advantage of discounted interest rates and fees3
  • For new cars, or cars that are less than six years old
  • Repay your car loan in up to seven years
  • Minimum loan amount of $5,000.


  • Establishment fee: $175
  • Security documentation fee: $25
  • Monthly account-keeping fee: $5
  • No fees or penalties for paying out your loan early.

Calculate your repayments with the loan repayment calculator.*

Other great products you might like.

Car Insurance.

Save up to 10% when you buy online for car or home insurance.
Find Out More.

Instant access with award winning banking.

Manage your car loan anywhere, anytime with our award winning mobile banking app.
Find Out More.

Purple Transactor.

Canstar 5-star rated everyday account for convenient and secure banking.
Find Out More.

Still have questions about our car loans?

Got some feedback or need help with a query?
Contact Us.
Got a question about car loans?
Visit Our FAQs.
Want to figure out your car budget?
Use Our Tools.
Our live chat is available weekdays 9am — 5pm.
Let's Chat.

Interest rates are current as at 29/06/2020 and are subject to change.

Existing car must be six (6) years old or less.

2 Environmental rates discounts are available to customers if greater than 50% of the loan amount is for an approved environmental purpose. Eligibility criteria, terms and conditions apply.

Eligibility criteria and maximum benefit limits apply.

Car up to six (6) years old.

The loan repayment calculator provides an estimate of the potential loan repayment and for an accurate repayment amount please contact us on 13 25 85 or visit your local branch.

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

This information has been provided without considering your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. 

Interest rates are subject to change without notice. Terms, conditions, fees, charges and lending criteria apply to all loans. Full details are available at the time of application or by contacting us.

All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

Share this page