There are several things to consider when applying for a loan for a prefabricated home:
- permanency: your home must usually be fixed to a foundation and not easily relocatable
- valuation: we will assess the value of the home and land together
- builder accreditation: your builder or manufacturer will need to be licensed and approved
- insurance and compliance: your home must meet local council regulations and be insured able
- loan structure: you may need a progressive drawdown loan if the home is being built in stages.
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