What do I need to have ready before pre-qualifying?

To pre-qualify for a home loan, please have the following information handy:

• Details of the property you are looking to buy, build or refinance. This includes the:
  • Purchase price
  • Build cost
  • Value of the property
  • Your contribution (to cover deposit and buying costs).
• Details of your:
  • Income
  • Monthly living expenses
  • Property assets
  • Existing loans.