Our variable Home and Investment Loans are linked to a reference rate.
Your interest rate is made up of:
Reference Rate ± Margin = Your Loan Interest Rate.
The Variable Reference Rate may change, but your margin will stay the same unless we tell you otherwise.
By linking your loan to a reference rate, we can communicate changes to your interest rate more simply and consistently. When a reference rate changes, your loan rate is updated by applying your margin to the new reference rate.
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