Prefabricated homes typically include:
- modular homes: built in sections off-site and assembled on-site
- kit homes: delivered as a package and assembled by the owner or builder
- transportable or relocatable homes: built to be moved but may be permanently installed.
We may require that the home be permanently fixed to land and meet standard residential building codes to qualify for a home loan.
Transportable or prefabricated homes should not be confused with any form of "Mobile" or temporary home, which may or may not be permanently affixed to a building site. Mobile homes of any type are not acceptable security for mortgage purposes.
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