Personal Loans.

A personal loan is a shorter term loan up to 7 years that is generally used to finance a car or other vehicle, renovations to a home, consolidation of debt or to finance a holiday.

A personal loan statement includes your interest rate, loan balance, repayment transactions processed during the statement period, interest charged, redraws and or fees.

Yes you can apply for an additional loan, subject to loan approval.

If the personal loan has a variable interest rate, your repayments may have changed due to a change to the interest rate.

This occurs to ensure your repayments are sufficient to repay your loan within the agreed loan term. If your repayments change, we will write to you.

You will need to call us on 13 25 85 or visit your nearest branch to get your final pay out figure.

You will need the following:

1. Proof of income - either directly paid to your Beyond Bank Account for at least 3 months or your 2 most recent pay slips
2. Bank statements for any accounts, loans or investments held with another financial institution
3. Identification – if you aren’t an existing customer of Beyond Bank you will need to provide ID.

Please call us on 13 25 85 or visit your nearest branch before applying so that we can discuss your situation and provide you with relevant information.