Your property investment lending partner.
Many Australians look to property investment as a way to grow wealth for themselves and their family. If it's something you're thinking about pursuing, Beyond Bank makes it beyond easy.
Why Beyond Bank?
Get to know us a little better.
Real people. Real advice.
We keep it simple by giving you one, ongoing point of contact over the life of your loan. Someone who knows your name, preferences, and investment goals.
Our team of Lending Specialists can help you:
- understand your current financial situation (income, assets, and equity) and whether you’re in a good position to invest
- explore different rates and loan structures to find one that meets your investment needs
- guide your through the application process
- manage, review, and optimise your loan after settlement.
Rates starting from
For Variable Total Home Loan Package Investment Loan Principal and Interest <70% LVR on loan amounts over $400,000.˜
5.69
6.05
Tools and calculators for investors.
Steps to investing in property.
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Set your strategy
It's crucial that you undertake your own research to understand the market, your readiness to invest, and which investment strategy is right for you. Speaking with an accountant, accredited financial advisor, or tax specialist could be a good starting point.
Key questions to ask:
- what do I want to achieve by investing in property?
- can I comfortably afford the extra ongoing expenses involved in owning an investment property?
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Apply for an investment loan
There are two ways to start the application process: speak with a Lending Specialist or complete an online application and we'll be in touch. As part of your application, we'll clarify your borrowing capacity and help you compare different loan structures so that you can make a confident decision. -
Manage your property and loan
Easily manage your investment home loan from the palm of your hand with our award-winning App and Internet Banking. When you need to chat to an expert or arrange a rate review, your Lending Specialist is only ever an email or call away.
Start your investment journey with us today.
We're an award-winning lender.
Recognition we've received for doing right by our customers.
Forbes World's Best Banks for 2024
Canstar's Customer Owner Bank of the Year, Digital Banking 2015 - 2024
Canstar's Customer Owner Bank of the Year, Most Satisfied Customers 2023
Help is here.
Please read this important information.
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Interest rates apply to new loan applications received from 10 June 2025 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
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This offer is only available for new loan applications received from 3 June 2025 where the variable rate new loan amount is at least $400,000 and the LVR does not exceed 70%. Parent Equity, Land Rent Scheme, Home Guarantee Scheme, Construction, Bridging and Interest Only are not eligible. This offer is available for a limited time only and is subject to change without notice. |
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Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
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Lenders' Mortgage Insurance may be payable, and if applicable, added to the cost of the loan. |
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Terms, conditions and eligibility criteria apply, including minimum lending amounts. Full details are available on application. |
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Calculator by Widget Works. |
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All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
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All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2025. |