
Your home loan partner.
Buying, upgrading, refinancing - whatever your goal is, a home loan is a big decision. Loans can be confusing, which is why we're here to support you. Home loan? Beyond easy.
Why Beyond Bank?
Get to know us a little better.
Real people. Real advice.
We keep it beyond easy by giving you a dedicated contact over the life of your loan. Someone who knows your name and preferences, so you don't have to explain your situation each time you call.
Our team of Lending Specialists can help you:
- review your current home loan
- figure out what you need from your next loan
- compare Beyond Bank refinancing options
- apply for a new loan with Beyond Bank.


Rates starting from
Total Home Loan Package Variable for owner-occupied loans with LVR<70% and Minimum Loan Amount $400,000.˜
5.49
5.85
Ready to make a move?
We're an award-winning lender.
Recognition we've received for doing right by our customers.
Forbes World's Best Banks for 2024
Canstar's Customer Owner Bank of the Year, Digital Banking 2015 - 2024
Canstar's Customer Owner Bank of the Year, Most Satisfied Customers 2023
Help is here.
Please read this important information.
Interest rates apply to new loan applications received from 10 June 2025 and are subject to change without notice. Borrowers who acquired or applied for these products before this date may have a different interest rate. |
|
~ |
This offer is only available for new loan applications received from 3 June 2025 where the variable rate new loan amount is at least $400,000 and the LVR does not exceed 70%. Parent Equity, Land Rent Scheme, Home Guarantee Scheme, Construction, Bridging and Interest Only are not eligible. This offer is available for a limited time only and is subject to change without notice. |
* |
Comparison rates are based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. |
The Total Home Loan Package has an Annual Package Fee of $395. |
|
Please note that transfers made on Internet Banking and Mobile Banking can take up to 24 hours to process. For immediate transfers please call us on 13 25 85 or visit a branch. |
|
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at beyondbank.com.au/about-us/corporate-governance/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. |
|
All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2025. |