A Beyond Bank Investment Loan offers everything you need for purchasing an investment property. Enjoy flexibility with the following available options:
- Split your loan; Combining the stability of a fixed interest rate with the flexibility of a variable interest rate
- Loan terms up to 30 years. Maximise your loan term and minimise your regular repayments
- Flexible principal and interest repayment options^. You choose when, how and how much you pay.
Interest rates are current as at 07/04/2020.
~Total Home Loan Package Investment Loan is only available for investment purposes (Parent Equity not available) and to new loans only when the minimum new borrowing amount is $50,000 and the LVR does not exceed 90% (inclusive of capitalised lenders mortgage insurance premium) on eligible investment home loan products. No other discounts will apply to the advertised rate. Offer available for a limited time only and may be withdrawn at any time. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^Additional repayments for any loans on a fixed rate term cannot exceed $25,000.00 p.a. (from the loan anniversary date)
1. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
2. Pre-approved loan applicants will be required to go through the application process and pre-approval is subject to, and not limited to satisfactory lending security e.g. income, valuation. Any information received after the application has been approved will place the application outside of the original approval conditions which then means the application must be re-assessed.
3. Redraws and repayment holidays are subject to approval. A fee will be applicable for any staff assisted loan redraws. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount. Please refer to our Fees and Charges Guide.
Lender’s Mortgage Insurance: With the support of Lenders’ Mortgage Insurance (LMI), Beyond Bank may be able to accept a smaller deposit and provide a home loan to you that might not otherwise be available. Find Out More.
Terms, conditions, fees and charges, and lending criteria apply to all loans. Full details are available at time of application or by contacting us. This information has been provided without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.