Home Loan Repayment Calculator
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Interest rates are applicable to new loan applications received from 21 November 2023 and are subject to change without notice. Terms, conditions and eligibility criteria apply, including minimum lending amounts.
Borrowers who acquired or applied for these products before this date may have a different interest rate.
*Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^The Total Home Loan Package is available for investment purposes and has an Annual Package Fee of $395. Parent Equity, Building/Construction, Bridging and Home Guarantee Scheme loans are not eligible.
1 100% Mortgage Offset Account is only available on Variable Rate Home Loans.
2 There is no establishment fee ($445) on this interest rate. Valuation fees and other fees (such as government charges) may apply. $395 Annual Package Fee applies.
3 There is no minimum redraw amount. Free redraw of payments made in-advance can be done at any time through Internet Banking and Mobile Banking. Fees apply for staff-assisted redraw. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.
4 Conditional loan pre-approval is available for a period of 120 days.
5 Borrow up to 80% of the value of the security property. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
6 Unlimited additional repayments available on Variable Rate Loans. Additional repayments over $25,000 per year to a Fixed Rate term will result in a break cost being payable.
7 Total Home Loan borrowers are eligible to have to Low Rate Credit Card annual fee waived on one card per package.
All applications for credit are subject to Beyond Bank’s credit assessment criteria. Terms and conditions are available on request. Fees and charges apply. This information is available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch.
All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2023.