Are there any fees and charges associated with refinancing?
Yes. The product and some individual particulars may change what charges apply to set up the new loan, but there are costs of doing this. Also, the bank you are leaving will have fees to payout their loan and discharge the mortgage they hold over the property.
https://www.beyondbank.com.au/need-help/are-there-any-fees-associated-with-refinancing
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