Could PayTo be susceptible to fraud?
PayTo agreements are authorised via our mobile app or internet banking only by you the account holder. When you are authorising a PayTo agreement, the merchant or business will provide you with the relevant payment terms, including frequency, amount, etc, so you will be aware of what you agree to before you click “Authorise”.
Like all payment methods, please be alert to scams and don’t provide your mobile app or internet banking login and password details to anyone.
https://www.beyondbank.com.au/need-help/could-payto-be-susceptible-to-fraud