Does PayTo replace Direct Debits?
No, however PayTo can be used as a digital and more modern alternative to the current direct debit service:
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Some merchants or businesses (also called Payees) will move their direct debits to PayTo so that their customers have more visibility and control over their payments.
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Payees will be responsible for migrating your direct debits and must provide written notice of the intention to migrate to PayTo at least 14 days in advance (or according to the terms of your direct debit arrangement).
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The Payee must cancel your original direct debit when a migrated direct debit is created, however, you might need to contact them to confirm that the Direct Debit was cancelled.
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Direct debits will be migrated in a paused state for you to resume or cancel. It is recommended that you resume your migrated direct debit as soon as practical after receiving the request to convert it to a PayTo agreement. PayTo agreements not resumed or cancelled by you may be either recalled or cancelled by the Payee after a certain amount of time.
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If you wish to cancel the migrated direct debit, you should contact the Payee to make new arrangements for payment. Please note: Cancelling the PayTo agreement does not cancel the contract you hold with the Payee.
https://www.beyondbank.com.au/need-help/does-payto-replace-direct-debit