Google Pay is a mobile wallet to make purchases on the go fast and easy. Simply ensure you have the \Google PayTM App loaded to your phone, ensure your phone is ‘awake’ and use tap & go to make a payment.
You can use Google Pay wherever tap & go is available for purchases under $100 (purchases over $100 need your PIN).
To use your Google phone to pay in stores, you need the Google Pay app. If you don’t already have the app on your device you can download it from the Play Store. Payments using Google Pay are available for NFC enabled phones running on Android Lollipop 5.0 or above.
The phone battery needs to be charged to used Google Pay. You will need an internet connection to register and see notifications of most recent transactions. Your battery will need to be charged to allow you to have the phone switched on when using Google Pay.
The NFC (Near Field Communication) functionality is found in the ‘settings’ section in majority of phones, and needs to be switched on to ensure the app works correctly. Using NFC on your mobile can use the battery a little faster than normal, so you may want to turn it off when you are not using Google Pay.
Visa payWave enabled cards are backed by Visa’s Zero Liability Policy* and are as secure as any other Visa chip enabled card. They carry the same multiple layers of security, which ensures that you will not be liable for any fraudulent transactions providing you did not contribute to the loss and you notify Beyond Bank promptly of the fraud.
*Visa’s Zero Liability policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions.
Unlike a card where the number remains unchanged, Google Pay uses temporary numbers, and as far as security goes, that’s the biggest advantage of Google Pay. Google Pay generates a temporary credit card number that is used for your transaction.
The number expires regularly which limits the risk of your details being compromised for fraud.
Lock your phone or wipe it of personal information if it ever lost or stolen with Android Device Manager. If a phone is reported stolen and the device is deactivated, the card will still work. Call us and we can deregister the card from your phone.
Please ensure that the mobile number and email address you have registered with Beyond Bank is up to date. NOTE: Any changes made to the database will take 24 hours to take effect, so you won’t be able to immediately request another password.
If the OTP is entered incorrectly you will be prompted to re-enter. You will have 3 attempts. After 3 failed attempts the passcode will expire and another OTP will need to be requested. The same method will not be available.
For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.
As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.