Christmas Club Account.

We’ve got your cash for Christmas gifts and summer holidays all wrapped up with a smart way to help you to budget and save.

0.25 percent per annum
All Balances.

Key benefits.


Free transfers.

From 1 Nov-31 Jan. A $4 fee applies at other times.


No account keeping fees.

More for you with no monthly account-keeping fees.

Christmas interest.

Interest paid on 31 Oct just in time for Christmas.


Save more.

Save more with restricted access to your cash.

Great features.

Convenient options.

  • No minimum balance.

Competitive rate.

  • A competitive rate on all balances
  • Interest paid yearly on 31 October just in time for Christmas spending.

Stay on top of your savings.

  • Internet banking
  • Mobile banking
  • Telephone banking
  • Beyond Bank branches.

Online tools that go beyond.

  • Use our handy online Christmas Budget Calculator to decide how much you need to save
  • Manage your funds 24/7 with our award-winning online and mobile banking — Canstar winners three years in a row
  • Access to our Beyond Finance Manager makes it simple to track, graph and categorize your income, outgoing, spending trends and saving goals.

Important rates and fees.

0.25% p.a. All balances


Free withdrawals and transfers between 1 November and 31 January. Withdrawals and transfers $4 at other times. Refer to our Fees and Charges Guide for more information.

Open your account online today.

Opening your account online is quick and easy.
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Get instant access to our award-winning internet and mobile banking.
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Switch your regular payments to your new account.
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Other great accounts you may like.

Purple Transactor Account.

Canstar 5-star rated account for convenient and secure banking.
Find Out More

monEsaver Savings Account.

High-interest savings, and easy access to your money.
Find Out More

Still have questions?

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Interest rates are current as at 24/03/2020.

Interest is calculated daily on the whole balance and paid annually on 31 October.

* For all balances.

The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services GuideProduct Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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