Community Reward Account.

Love your club or cause? Support them simply by saving.

Rewards for the community.

The Community Reward Account is the account for people who love their community.

You do the saving and we do the giving. This unique savings account helps grow fundraising dollars to more 300 groups across Australia. Each year, Beyond Bank donates over $600,000 to clubs and causes that our customers want to support.

Key benefits.

Help out.

You save, we give and it costs you nothing.


No account keeping fees.

More for you with no monthly account-keeping fees.

Great rates.

Earn interest on your savings.

Convenient access.

Online, on your phone or in branch.

In 2020, our community giving reached over $640,000.


Help a participating club or cause  by opening an account and choose a community organisation you want to support.


  1. Save your money.
  2. And then each year we’ll donate a percentage of balances linked to that organisation.
  3. All without any cost to you.


Also available for Business Customers.

Make a real difference with your business. By choosing to deposit surplus funds in the Community Reward Account, your business will be supporting a local community organisation.

How does this work?

Interest rates, fees and charges.

$0 — $4,999 0.20% p.a.
$5,000 — $199,999 0.30% p.a.
$200,000+ 0.35% p.a.
Fees that don’t apply
Direct Credits Free
Branch over the counter cash or cheque deposits Free
Osko/PayID Free
Transfers to other accounts and BPAY Payments using Internet and or Mobile Banking or the Account Information Line Free
Fees that apply
Transaction Fee each
Staff assisted transactions (this includes over the counter withdrawals, internal and external transfers and BPAY payments performed in a branch or through the Customer Relationship Centre) – two free per month then: $2.50
Any other withdrawal or transfer from the account $2.50


View our Fees and Charges Guide for the full details of other transaction and service fees that may apply.

How to apply.

Personal Customers.

Opening your account online is quick and easy.

Business Customers.

Our Business Banking specialists are here to help.

Who can apply?

The Community Reward Account is available to all customers. When you acquire this product you will automatically become a member of Beyond Bank Australia and become a part-owner of the bank.

Other great accounts you may like.

Purple Transactor Account.

Canstar 5-star rated account for convenient and secure banking.
Find Out More

monEsaver Internet Savings Account.

Earn interest on your savings, with easy online access to your money.
Find Out More

Still have questions?

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Interest rates are current as at 24/11/2020.

Interest is calculated daily on the whole balance and paid monthly on the last day of the month.

Over $640,000 was donated for 2019/20 financial year from Beyond Bank to recipient organisations

Registered community organisations may be eligible to receive a Community Bonus Payment as per the Product Guide.

*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019, 2020 and Mozo Expert Choice 2019 for Excellent Banking App.

Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Product Guide and Fees and Charges Guide available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch. 

This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring any products you should read the relevant guides to decide if a product is right for you. 

All products and services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2020

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