Wealth Accumulation

Strike while the iron’s hot!

Step out and take advantage of investment opportunities when they come up with a Beyond Bank wealth accumulation loan. This flexible line of credit offers a competitive, low interest rate, fast approval process and convenient access to your funds.

As a mutual bank, we put our customers first. Our profits go towards our customers and communities – not share market investors. We offer you lower fees, lower lending rates, higher investment rates, better banking products and support for community projects. Join the bank that gives back.




Variable interest rate


  • Competitive, variable interest rate
  • Loans from $5,000 to $20,000
  • Interest only repayments
  • Fast approval process
  • Convenient access to funds
  • The money from the sale of shares and dividend payments can be credited directly to your Wealth Accumulation Account
  • Tax time is made easy with all your investment transactions occurring in one account, you can easily track your purchases, share sales and tax-deductible expenses such as interest incurred.
  • Fee discounts available for pinnacle +plus and life members


  • Funds available for any investment purpose


  • Establishment fee: $175
  • No monthly service fee

Loan Repayment Calculator

To help you on your way


Looking for some peace of mind? Beyond Bank offers home & contents insurance, car insurance, travel insurance and more.

Find Out More

Interest rates are current as at 01/07/2019.

Before acquiring the product you should consider if this product is appropriate for you. 

Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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