Home Loans
Special Low Rate Variable Home Loan
Available for a limited time only, the Special Low Rate Variable Rate Home is more than just a low rate, you will also benefit from no upfront or ongoing fees1 and greater flexibility. And because your home is your castle, protect it with the advantage of a 10% discount2, 3 off PremierCare® Home & Contents Insurance.4
Award Winning Home Loans
We pride ourselves on our award winning range of home loans, which have consistently been recognised for their outstanding value by Canstar. The 5 star ratings have been awarded year on year based on their fantastic features and best value for money.
Total Home Loan Package
This customisable package saves you money and helps you own your home sooner with the flexibility to combine a range of loan options, product features and fee free everyday banking.
Standard Variable Home Loan
This is a premium home loan with flexible options. With no monthly fee, it offers a competitive variable rate, redraw facility and optional Mortgage Offset Account.
Fixed Home Loan
Do you want the security of knowing what your repayments will be? With a Beyond Bank Fixed Home Loan you can sit back and relax. Choose between 1, 2, 3, 4 or 5 year fixed terms.
Land Rent Scheme
The ACT Government’s Land Rent Scheme is a more affordable way to own your own home. Because you buy or build your property on land that’s rented from the government, your loan is just for the building.
Basic Variable Home Loan
Our Basic Variable Home Loan offers a competitive low variable rate, no establishment fee for first home buyers and pre-approval valid for three months.
First Home Buyers
Buying your first home? We’ll help you with everything you need. We can even process your First Home Owners Grant for you! With low rates and a variety of flexible home loan options, you can buy your new property with confidence.
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Mobile Lenders
Competitive home loans delivered to your home or work. Our Mobile Lenders can offer you experience, valuable money advice and recommendations to help you achieve your personal goals.
Find Out MoreHome & Contents Insurance
Protect one of your most valuable assets with home and contents insurance. Beyond Bank Home and Contents Insurance safeguards your home, all year round.
Find Out MoreMortgage Repayment Insurance
Mortgage Repayment Insurance protects your loan should you die, become ill or become involuntarily unemployed.
Find Out MoreNeed the convenience of a credit card?
Apply for a Beyond Bank Credit Card and take advantage of our great benefits and features.
Find Out MoreCanstar 5 Star Rating for Outstanding Value
Find out more about our Five Star Rating from Canstar for our range of Home and Investment Loans.
* Our Special Low Rate Variable Home Loan is only available to new loans or increases to existing loans when the minimum new borrowing amount is $150,000 and the LVR does not exceed 70% on selected eligible owner occupied home loan products. No package or other discounts will apply to the advertised rate. Split loans, land rent loans, interest only loans, loans requiring multiple security and building loans are not eligible. Offer available for a limited time only and may be withdrawn at anytime. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
1. There is no establishment fee ($495), settlement fee ($150) or monthly fees on this interest rate. Valuation fees and other fees (such as government charges) may apply.
2. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.
3. Any discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre.
4. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Home Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia. Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS is available from Beyond Bank by calling 13 25 85 or online at beyondbank.com.au. If you buy this insurance we may receive a commission from the insurer (ranging from 0% - 30%) calculated as a percentage of the premium you pay, not including any taxes or other government charges.
