A low-interest, no frills home loan that’s still packed full of features.
If you’re looking for a good, basic home loan without any unwanted extras, our Basic Variable Home Loan offers excellent value. Buy your new home or refinance your existing loan with this low-interest home loan.
Calculate your home loan repayments.
Interest rates are current as at 24/03/2020.
^For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide.
1. Lenders Mortgage Insurance is required where the loan is greater than 80% of the value of the security property. This may vary based on the location of the property.
2. Redraws and repayment holidays are subject to approval. Fees and charges may be payable for the redraw facility. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.
3. Pre-approved overdraft limits up to $5,000 to approved applicants.
4. Other upfront fees including valuation fees and government charges are payable.
Comparison rates are based on a loan of $150.000 with monthly repayments over a term of 25 years. Warning: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Interests are subject to change without notice. Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us.
This information has been prepared without taking into account of your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.