home-loans Want to talk to a home loan specialist? Enquire Now

Total Home Loan Package 
3-Year Fixed^

2.29 percent per annum
Interest Rate
3.71 percent per annum *
Comparison Rate
3-year fixed rate for new owner-occupied loans less than 80% LVR.

Needing some certainty?

Some people like the security of knowing that their home loan repayments won’t change. If you’re one of them, this could be the loan for you. With a Beyond Bank Fixed Rate Home Loan you can sit back and relax with knowledge that your repayments won’t change (during your fixed-rate term) whether you’re buying a new home or looking to refinance.


Make extra repayments.

Make up to $25,000 in extra repayments each year without penalty.1

Free online redraw.

Withdraw any extra repayments you have made, or you could enjoy a repayment holiday.2


No Establishment Fee.

That’s a saving of $445.3


Minimum new lending of $50,000 on eligible home loan product. LVR is less than or equal to 80%. 

Want to chat?

Speak with one of our experienced mobile lenders today at home, work, in branch or over the phone.

Award Winning Internet and Mobile Banking.

Enjoy outstanding online and mobile banking with your home loan. Easier, simpler and more convenient.

Still have questions about our home loans?

Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACST.
Call Us / 13 25 85
Check out the most frequently asked questions about home loans.
Visit FAQs
We are here to help. Get answers on the spot using our live chat.
Let's Chat

Interest rates are current as at 15/09/2020. Interest rates are subject to change without notice. 

1 Break costs apply when more than $25,000 is made in additional repayments in one year.

2 Redraws and repayment holidays are subject to approval. Minimum redraw amount is $500. Fees applicable for manual redraws from loans. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

 3 Other upfront fees including valuation fees and government charges are payable.

^Total Home Loan Package 3-Year Fixed is available only to new qualifying loans applied for from 07/04/2020 that are secured against a single residential property for owner-occupied purposes (Parent Equity, Bridging, Building/Construction or Land Rent Scheme loans not available). Interest rate is available to new loan applications and are only available on new lending or when existing borrowers increase their loan amount by a minimum of $50,000 and the LVR is less than or equal to 80% at point of loan origination. Borrowers who acquired this loan before this date may have different eligibility, interest rate or product attributes. The Total Home Loan Package has an annual fee of $395.

*Comparison rates are based on a loan of $150,000 with monthly repayments over a term of 25 years. Warning: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

We apply the discounted fixed rate on loan settlement date or the date the fixed rate period commences unless a rate lock applies. At the end of the fixed rate period, the interest rate will revert to the prevailing standard variable rate applicable at that time for the remainder of the loan term.

Terms, conditions, fees and charges apply; these will be provided at application or on request. Please review our Financial Services Guide (FSG) available on our website at www.beyondbank.com.au/disclosures, by calling us on 13 25 85 to request a copy or by visiting a branch. The FSG will be provided at the time of acquiring the product. Normal lending criteria applies.

This information has been provided without taking into account any of your objectives, financial situation or needs. You should consider whether it is suitable for your circumstances before acquiring this product. All loans are provided by Beyond Bank Australia Ltd ABN 15 087 651 143, AFSL/Australian Credit Licence 237856.

Share this page