- Up to 10% discount on your first year’s premium on your new Home and Contents policy when you buy online1,2
- Save up to 10% when you combine your building and contents cover into one policy1,3
- Save up to 30% with our No Claim Bonus1,4
- Reduce your premium by increasing your excess
- Pay by the month for no extra cost5
- We also offer bone-fracture cover6 and pet cover
Claim 24 hours a day, seven days a week.
Claim online or by phone on 1300 651 777.
Compare Home Insurance
We offer three levels of home and contents insurance:
Do you want your home and contents insurance to include:
- Accidental damage cover? Choose Prestige Home Insurance.
- Fusion (burning out) of electric motors? Choose Classic or Prestige Home Insurance.
Key Fact Sheets
To review the Key Facts Sheets available for our home building and/or contents covers click here.
Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Home Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia.
When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 25%. Commission is only payable on premium actually paid. We may also receive a profit share payment based on the profitability of eligible products in our insurance portfolio. Ask us for more details before we provide you with the services.
Policy benefits and features
Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from this website.
1 Minimum premiums may apply. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. No discounts are applied to optional cover; Domestic Workers Compensation (if available and selected). Any discounts/entitlements may be subject to rounding and only apply to the extent that any minimum premium is not reached. Minimum premiums may apply.
2 Up to 10% online discount. A premium discount of up to 10% is applied to your first year’s premium when you buy a new home insurance policy online including the following optional covers (if selected); Accidental damage, Flood, Fusion and Personal effects. This discount is not applied on renewal.
3 Up to 10% combine building and contents discount on the same policy
Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers, including flood or portable contents (if selected).
4 When you take out a new policy, we calculate your No Claims Bonus based on your home insurance claim history. To qualify for the maximum No Claim Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding five years. However, customers who have had claims may still qualify for a reduced No Claim Bonus. After each claim-free year, the No Claim Bonus discount applied to your renewal premium will be increased by 10%, to a maximum of 30%. However, for every claim you make in a year, the No Claim Bonus discount applied to your renewal premium will be reduced by 10%- to a minimum of 0%. The up to 30% No Claim Bonus discount is applied to some optional covers if selected: Motor Burnout and Accidental Damage, but not Flood or Portable Contents cover (if selected).
5 Premiums payable by instalments. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
6 Fracture not available with Vital Home Insurance.
Beyond Bank Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856 is an agent for Allianz Australia Insurance Limited (ABN 15 000 122 850) of Level 12, 2 Market Street, Sydney, NSW, 2000, telephone number 132 664. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from www.beyondbank.com.au or by calling 13 25 85. If you purchase this insurance, we will receive a commission that is a percentage of the premium. The commission is calculated as a percentage of the total transaction, the agent has a right to charge within the limits outlined in the product disclosure Ask us for more details before we provide you with services.