Home & Contents Insurance

Apply for home and contents insurance.

Your home is your castle. Protect one of your most valuable assets with home and contents insurance. Get a Beyond Bank Home and Contents Insurance quote to safeguard your home, all year round.

Home and contents insurance from Beyond Bank provides peace of mind, should the unexpected happen. Our PremierCare® Home and Contents Insurance from Allianz includes a range of features including our No Claim Bonus, heaps of ways to save and flexible payment options.

We’re no ordinary bank. Beyond Bank is a mutual bank, which means we don’t serve share market investors. Profits are passed on as savings for our customers and support for community projects. Join the bank that gives back.

Save up to 10% when you buy online for car or home insurance.1,2

2 Minute Quote


  •  Save up to 10% when you buy online1,2
  • Save up to 10% when you combine your building and contents cover into one policy1
  • Save up to 30% with our No Claim Bonus3
  • Reduce your premium by increasing your excess
  • Pay by the month for no extra cost4
  • We also offer bone-fracture cover5 and pet cover

Claim 24 hours a day, seven days a week.

Claim online or by phone on 1300 651 777.

Compare Home Insurance

We offer three levels of home and contents insurance:

Do you want your home and contents insurance to include:

  • Accidental damage cover? Choose Prestige Home Insurance.
  • Fusion (burning out) of electric motors? Choose Classic or Prestige Home Insurance. 


Key Fact Sheets

To review the Key Facts Sheets available for our home building and/or contents covers click here.

Home and Contents Insurance Calculators

Home Building Replacement Cost Calculator - Find out roughly how much it would cost to replace your home.

Home Contents Replacement Cost Calculator - Find out roughly how much it would cost to replace the contents of your home.

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Read our individual Product Disclosure Statements for more detailed information:
- Prestige Home Insurance
- Classic Home Insurance
- Vital Home Insurance

Beyond Bank Australia is a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/Australian Credit License 237 856. Neither we nor any of our related companies guarantee the benefits payable under the policies or the repayment of any premium. Home Insurance is provided by Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708. We act as an agent of Allianz in arranging this insurance and not as your agent. PremierCare® is a registered trade mark of Beyond Bank Australia.


When we arrange insurance, we may receive a commission from the insurer. The commission is calculated as a percentage of the premium you pay, not including any taxes or other government charges. The amount of commission varies depending on the type of insurance and will be in the range of 0% to 25%. Commission is only payable on premium actually paid. We may also receive a profit share payment based on the profitability of eligible products in our insurance portfolio. Ask us for more details before we provide you with the services.

Policy benefits and features

Any advice here does not take into account your objectives, financial situation or needs, which you should consider before acting on any of our recommendations. All information regarding the benefits, features or extent of cover provided by any of the policies is provided as a summary only. You should refer to the relevant Product Disclosure Statement (“PDS”) for the full policy terms, conditions, exclusions and limitations. The PDS can be reviewed from this website or you can call us on 13 25 85 and request a copy. If you obtain or purchase insurance through our website you also agree to have received our Financial Services Guide (FSG) which is available from this website.

1. Minimum premiums may apply. Any discounts/entitlements only ‎apply to the extent any minimum premium is not reached. If you ‎are eligible for more than one, we also apply each of them in a ‎predetermined order to the premium (excluding taxes and ‎government charges) as reduced by any prior applied ‎discounts/entitlements.‎
2. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). From time to time, promotional or other discounts may be available for customers who apply for insurance via our Contact Centre.
3. To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus. 
4. Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding, and financial institution transaction fees may apply. 
5. Not available with Vital Home Insurance.

Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856 is an agent for Allianz Australia Insurance Limited (ABN 15 000 122 850) of Level 12, 2 Market Street, Sydney, NSW, 2000, telephone number 132 664. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from www.beyondbank.com.au  or by calling 13 25 85.  If you purchase this insurance, we will receive a commission that is a percentage of the premium. The commission is calculated as a percentage of the total transaction, the agent has a right to charge within the limits outlined in the product disclosure Ask us for more details before we provide you with services.


Claim 24 hours a day, seven days a week.
Claim online or by phone on
1300 651 777.
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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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