Foreign Cheques and Drafts.

A simple and safe way to receive and send funds internationally.

International currency conversions made easy.


Low flat fee.

One upfront fee with no additional hidden costs regardless of the amount being sent or received.1


Safe and secure.

Funds can only be credited to the payee's bank account, unless the payee has endorsed the cheque or draft.

Physical form.

Receive or send funds in a physical form. This can be enclosed with letters or invoices.

We’re here to help.

Visit your local branch to make a foreign cheque deposit or to arrange a draft.

Foreign Cheques.

Receiving a foreign currency cheque?


  • Have funds credited to your account securely once it has been cleared from the international bank

  • Clearing typically takes around 30 days depending on the country and institution from which the funds originated2

  • Ideal service for a business or employee paid in a foreign cheque or for receiving overseas pensions.


Foreign Drafts.

Sending a payment overseas?


  • An alternative method to electronic transfer is writing a Draft
  • A Draft is like a bank cheque made out in a foreign currency. It’s another way for you to make payments and settle a transaction overseas, especially if you don’t have the receiver’s electronic bank account details
  • Drafts can be sent overseas via mail and are available in a wide range of currencies3
  • Details required include the beneficiary's full name and address, any special instructions for the transfer, and the currency and amount.


Notify us about your travel plans using our four-time award winning mobile banking app.*

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Beyond Bank has appointed Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) trading as Western Union Business Solutions (“WUBS”) to assist it in fulfilling certain foreign exchange and payment services (including processing foreign currency cheques). 

Beyond Bank has arranged Drafts to be offered directly to you by WUBS. If you are seeking to acquire Drafts, it is important to consider the Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not Drafts are the right financial product for you. The Drafts PDS is available from the compliance section of the WUBS website.

1 For full details, view the Fees and Charge Guide.

2 This time frame may vary depending on the currency, value, and country of origin of the cheque to be converted.

3 For a full list of available currencies, view here.

*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and Mozo Expert Choice 2019 for Excellent Banking App.

Terms, conditions, fees and charges apply. For full details please review our Financial Services GuideFees and Charges Guide and the WUBS Product Disclosure Statement available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch. We may receive a commission from Western Unions Business Solutions to act as their agent, details can be found in the FSG.

This information has been provided without taking into account any of your objectives, financial situation or needs. Before acquiring this product you should read the relevant guides to decide if this product is right for you.   

All services are provided by Beyond Bank Australia Ltd, 100 Waymouth Street, Adelaide, SA 5000,  ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856. © 2020.

© 2020 Western Union Holdings Inc. All rights reserved.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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