Foreign Cheques and Drafts.

A simple and safe way to receive and send funds internationally.

International currency conversions made easy.


Low flat fee.

One upfront fee with no additional hidden costs regardless of the amount being sent or received.1


Safe and secure.

Funds can only be credited to the payee's bank account, unless the payee has endorsed the cheque or draft.

Physical form.

Receive or send funds in a physical form. This can be enclosed with letters or invoices.

We’re here to help.

Visit your local branch to make a foreign cheque deposit or to arrange a draft.

Foreign Cheques.

Receiving a foreign currency cheque?


  • Have funds credited to your account securely once it has been cleared from the international bank

  • Clearing can typically take up to 8 weeks depending on the country and institution from which the funds originated2

  • Ideal service for a business or employee paid in a foreign cheque or for receiving overseas pensions.


Foreign Drafts.

Sending a payment overseas?


  • An alternative method to electronic transfer is writing a Draft
  • A Draft is like a bank cheque made out in a foreign currency. It’s another way for you to make payments and settle a transaction overseas, especially if you don’t have the receiver’s electronic bank account details
  • Drafts can be sent overseas via mail and are available in a wide range of currencies3
  • Details required include the beneficiary's full name and address, any special instructions for the transfer, and the currency and amount.


Notify us about your travel plans using our four-time award winning mobile banking app.*

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Beyond Bank Australia Ltd has entered into contractual arrangements with Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) trading as Western Union Business Solutions (“WUBS”) to assist it in fulfilling certain foreign exchange and payment services. WUBS is a business unit of The Western Union Company.

The relationship relating to financial products (other than Drafts) is solely between you and Beyond Bank Asutalia. The relationship relating to Drafts is solely between you and WUBS. Any advice provided is general in nature and does not take into account your personal objectives, financial situation or needs. WUBS does not give you any advice, general, personal or otherwise. Any advice provided, is provided by Beyond Bank Australia or your adviser. This communication has been prepared solely for informational purposes and does not in any way create binding obligations. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

If you are seeking to acquire Drafts, it is important to consider the Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not Drafts are the right financial product for you. The Drafts PDS is available from a Beyond Bank Australia location or the Compliance & Legal section of the WUBS website.

1 For full details, view the Fees and Charge Guide.

2 This time frame may vary depending on the currency, value, and country of origin of the cheque to be converted. Generally, foreign cheques under $10,000 AUD equivalent take around 30 days to clear and credited to the customer’s account, and foreign cheques over $10,000 AUD may take up to 6-8 weeks before the funds are cleared and made available to the customer. There may also be other cases where it can take up to 8 weeks for a foreign cheque to clear, contact us on 13 25 85 for more information.

3 For a full list of available currencies, view here.

*Awarded Canstar Customer-Owned Bank of the Year for Mobile Banking and Internet Banking 2016, 2017, 2018, 2019 and Mozo Expert Choice 2019 for Excellent Banking App.

Terms, conditions, fees and charges apply. For full details please review our Financial Services Guide, Fees and Charges Guide, and the WUBS Product Disclosure Statement (for Drafts), available on our website at, by calling us on 13 25 85 to request a copy or by visiting a branch. We may receive a commission from Western Unions Business Solutions to act as their agent, details can be found in the FSG.

These services are offered and provided to you by Beyond Bank Australia Ltd (other than Drafts, which are offered to you directly by WUBS), 100 Waymouth Street, Adelaide, SA 5000, ABN 15 087 651 143 AFSL/Australian Credit Licence 237856. © 2021.

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