Win $1,000 a day during the 12 Days of Christmas!*

Simply use our International Payments Service, powered by Western Union Business Solutions, between the 1st and 12th of December and you’re automatically in the draw to win 1 of 12 $1,000 Eftpos cards!*

International Transfers.

Receive an overseas payment.

When you receive money from overseas, you will receive it faster when it is deposited electronically into your Beyond Bank account using our Inward International Transfer service:

  • Exchange rate guarantee: Lock in a competitive exchange rate for 72 hours1    
  • $0 Fee: Beyond Bank and Western Union Business Solutions don’t charge a fee on this service2   
  • Timely and reliable: Payments are usually received within 2-3 business days.

Get a quote, or start an inwards transfer today.

Send money overseas.

You can send money overseas quickly and reliably using our International Transfer service. 

This can be done at a Beyond Bank branch or over the internet using our award-winning Internet Banking or mobile App.

  • Available in most foreign currencies
  • Timely and reliable
  • Transfer up to $5,000.

Make it easy for the person sending you money from overseas.

Complete this form with all the details the sender will need when sending the payment to you. You will be presented with a PDF of your deposit instructions which you can save and send to your payee.


Send money overseas from the Beyond Bank app.

Download for iOS.

Download for Android.

Terms and Conditions.

*Promotion starts 1 December 2019 9:00 AM AEDT and closes 12 December 2019 11:59 PM AEDT. Entry to the Promotion is open to Australian residents in all eligible states/territories who fulfil the method of entry requirements and are members of Beyond Bank Australia. Entrants aged under 18 years must have the written consent of a parent/guardian to enter the Promotion and must provide same to the Promoter on request. To be eligible for the Promotion the Entrant must send or receive an International Payment via a Telegraphic Transfer or an Inwards Payment during the Promotional Period. An Entrant can win 1 of 12 x AUD1000.00 Eftpos gift cards. Total Prize Pool is AUD12,000. The Prize Draw will occur at 2:00 PM AEDT 18 December 2019 at Trade Promotions and Lotteries Pty Ltd, Level 2, 11 York Street, Sydney NSW 2000. Winners will be notified via Email or Phone/SMS by 23 December 2019 and published at on 12 January 2020. The Promoter is Western Union Business Solutions (Australia) Pty Limited, ABN 24 150 129 749, Level 12, 1 Margaret Street, Sydney NSW 2000. Authorised under NSW Permit No.TPS/19/39415, SA Permit No.T19/1835 and ACT Permit No.TP 19/04527. For full Terms and Conditions refer to

Beyond Bank has contractual arrangements with Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) (“WUBS”) for WUBS to assist with the fulfilment of certain foreign exchange products and services offered by Beyond Bank. Any advice provided on this website is general and does not take account of your financial situation, objectives or needs. Relations between you and Beyond Bank shall be governed by the applicable terms and conditions provided to you before you transact.

1 WUBS will hold a quoted exchange rate for 72 hours. The payment will need to reach WUBS’s nominated account within this time frame for WUBS to honour the quoted rate.

2 WUBS processes over 25 currencies fee-free however some exotic or other currencies may attract fees. In some instances intermediary banks may levy additional fees and/or charges.

3 Whilst WUBS can typically deliver funds to beneficiary banks in 2 to 3 business days (non-exotic currencies), beneficiary banks can sometimes take up to five business days to credit those funds to the applicable beneficiary account. It would be reasonable to provide for 10 business days for exotic currencies to be credited to beneficiary accounts. Please note there are no delivery period guarantees.

Any additional information that is required to be collected by WUBS, the beneficiary bank or regulatory authorities to facilitate the transfer may add additional time to the specified time frames.

^ Payments are usually received by the beneficiary within 2 to 3 business days after receipt of funds by WUBS in accordance with payment instructions. There is no delivery period guarantee. Some currencies may take longer than others to process. 
Western Union Business Solutions is an operating division of the Western Union Company. Western Union is the issuer of the financial products referred to in this communication.

It's important for you to consider the relevant Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not a financial product is right for you. A PDS is available for each financial product issued by WUBS from your Financial Institution or on the Western Union website. Any advice provided above is general and does not take account of your personal objectives, financial situation or needs.

This communication has been prepared solely for informational purposes and does not in any way create any binding obligations. The relationship relating to the financial products referred to in this communication are solely between you and the Financial Institution. No representations, warranties or conditions of any kind, express or implied, are made in this communication.

Western Union Business Solutions is an operating division of the Western Union Company. Western Union is the issuer of the financial products referred to in this communication.

All services are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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