Credit Card Calculator

Get back in the black – faster.

With Beyond Bank credit cards, you’re already paying less interest, with our low-rate credit cards and 62 interest-free days on retail purchases.¹

And with our credit card repayment calculator, you can determine how much time and how much interest you’ll save in the long run by making higher repayments now.

Paying off a credit card is always a delicate balancing act between your everyday expenses and your desire to clear your debt more quickly.

Compare the total fees and interest charges over the life of the credit card with this fast, simple online tool.



Choose from our range of flexible credit cards

Find Out More

Call us on 13 25 85 | Visit us

Easy repayment calculations

  • Calculate your ideal monthly repayment. Our credit card repayment calculator shows you how much time and how much interest, based on different repayments.
  • Real-life estimates. Test out different maximum and minimum monthly repayments to suit your lifestyle and income.
  • Keep your calculations safe. Print, email and save your loan repayment data for future reference.
  • Learn about your options. Build your knowledge of credit card repayment options and spend with confidence.

You might also like

Credit cards

Need the convenience and flexibility of a credit card? Apply for a Beyond Bank Credit Card and take advantage of our great benefits and features.

Find Out More


Looking for an extra financial safety net? A line-of-credit account provides ongoing access to funds, when you need them.

Find Out More

Travel Insurance

Looking for some peace of mind while overseas? Beyond Bank offers travel insurance to cover you when you’re travelling the globe…or just Australia.

Find Out More

Calculator © InfoChoice 2013

¹ Interest free periods on purchases do not apply if you do not pay your closing balance (which includes any balance transfer) shown on your credit card statement for the current and previous statement periods in full by the applicable due date.

Share this page


For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

Continue to Website