The Total Home Loan Package

How we say thank you for your home loan

  • Pay less fees and lower interest.
  • Use the Total Home Loan Package whether you are buying a home to live in, or land to build.
  • Switch from variable to fixed at anytime.
  • Split your loan between both different rate types at no cost.
  • No loan establishment fee (save $445).

More great benefits with the Total Home Loan Package

Select from a range of loan options, features and fee free everyday banking that will save you money and help you own your home sooner.

  • Maximise the interest you save on your loan through our Mortgage Offset Account and the Low Rate Credit Card.
  • Choose between variable, fixed or line of credit facilities or switch between variable and fixed at anytime.
  • Use the Home Loan Package whether you are buying a home to live, or land to build.
  • Both Principle and Interest and Interest Only facilities available to suit individual needs.
  • The Home Loan Package incorporates a range of product types for different and specific purposes (including Parent Guarantees for First Home Buyers and Land Rent Scheme in the ACT).
  • Flexible fixed rate loan features include additional repayments without penalty (up to $25,000 per year), loan redraw during the fixed term and 100% Offset available on one year fixed options.



Apply for a home loan and be part of the other way to bank

It’s easy to do:

  • Apply online in 15 minutes
  • You will receive an initial response within 1 business day (between 8am to 8pm weekdays and 9am to 3pm on Saturdays)
  • Have a question? Send us a message, call us or visit a branch.

Would you like us to get back to you?

If you’d like us to contact you at a convenient time, all you need to do is complete and submit this form.
One of our dedicated Relationship Consultants will then be in touch.

We are available between 8am to 8pm ACST weekdays and 9am to 3pm ACST on Saturdays.

Be part of Banking + Good.

At Beyond Bank, we’re one of Australia’s largest mutual banks. What does that mean? It means our customers own our bank.

As a result, we invest all our profits back into things that benefit our customers. And not just banking products like low home loan rates and higher investment rates. We also invest in initiatives in the not-for-profit and community sector, ensuring that we contribute to the communities in which we operate and you live.

We call this Banking + Good and we’d love you to be a part of it.

Home Buying Tips From our 101 Tips eBook

Saving for a Deposit

When saving for a deposit, set aside enough money for any surprise costs that come up, like minor renovations and furnishings. - Xiaohong J

Find Out More

Property Inspection Tips

Take photos as you go, including the letter box. It helps to remember which house was which. - Bevin W

Find Out More

Moving Day

Do an inspection of the house on the day of settlement to make sure everything is order. If there are any issues advise your solicitor immediately. - Greg D

Find Out More

Terms, conditions, fees, charges and normal lending criteria apply.
*Total Home Loan Package 3 Year Fixed Rate for Owner Occupied loans. The comparison rate is calculated on a $150,000 loan with monthly repayments over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loans are provided by Beyond Bank Australia, a trading name of Community CPS Australia Ltd ABN 15 087 651 143 AFSL/ Australian Credit Licence 237 856.

Share this page


For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

Continue to Website