Discover how much you can could save by refinancing.
Have a look at this example.
Let’s say you currently have a $375,000 home loan with repayments of $958^ per fortnight.
By switching to beyond Bank’s home loan rate offer of 3.15% p.a. your repayments will drop to $833^ per fortnight. That’s pretty good, but it gets better.
Over the life of a 25-year loan, you could save $81,004.^
Other ways we can support cricketers.
Interest rates are current as at 24/03/2020.
^Total Home Loan Package Variable Special is only available to new loans or increases to existing loans when the minimum new borrowing amount is $50,000 and the LVR does not exceed 80% on eligible owner-occupied home loan products. No other discounts will apply to the advertised rate. Offer available for a limited time only and may be withdrawn at any time. This offer will continue until the loan is varied. Parent Equity, Bridging, Land Rent Scheme, Interest Only, multiple security, and Building / Construction loans are not eligible.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
1. There is no establishment fee ($445), settlement fee ($200) or monthly fees on this interest rate. Valuation fees and other fees (such as government charges) may apply. $395 Annual Package Fee applies.
2. Minimum redraw amount is $500. Redraw in-advance amounts at any time through Internet Banking. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.
^Differences in repayments and savings over the life of the loan are calculated by comparing our 3.15% p.a. rate against an interest rate of 4.47% p.a. which is the average standard variable home loan interest rate according to rate comparison site Mozo (current as at 22/10/2019), on a loan amount of $375,000 repaid over 25 years.
For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available here and will be provided at the time of acquiring the product or upon request. Normal lending criteria apply.
Offer available for a limited time on new and approved Low Rate Credit Cards. Offer is only available on balances transferred from non-Beyond Bank credit or store cards, minimum balance transfer of $500 applies. Offer must be requested by you within one month of the date your credit card has been funded. After the balance transfer period any remaining balance will revert to the interest rate for purchases, to view the current rate click here.
The above information has been prepared without taking account of your objectives, financial situation or need. Before acquiring this product, you should consider its appropriateness for you, having regard to your objectives, financial situation and needs. For full terms, conditions, fees and charges, please review our Financial Services Guide, Product Guide and Fees and Charges Guide. These guides are available on our website and will be provided at the time of acquiring the product. Interest rates are subject to change without notice. Products and services are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.
By taking up this offer you agree to receive future direct marketing communications from Beyond Bank which you can opt out of at any time. To opt out of receiving future direct marketing please advise us either by phone on 13 25 85 or mail at GPO Box 1430 Adelaide SA 5001.
This information has been provided without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs.