Good for you, good for the environment.

Green loans.

As a customer-owned bank, we are helping our customers become more sustainable, whether that’s improving your home’s energy rating, water efficiency or choosing a greener vehicle.

By choosing greener options you can make a real difference to the environment and save money on electricity, water or fuel. We provide:

Discount of 0.25% p.a. on loans for approved environmental purpose.*


Save money on greener options for car and personal loans.    


Our approved environmental purposes include:



  • Solar hot water
  • Solar power
  • Gas hot water system
  • Home insulation
  • Improving overall energy rating
  • Environmentally preferred heating
  • Double glazing on windows
  • Exterior awnings or blinds
  • Grey water treatment system
  • 4 star + rated appliances
  • Water saving devices.




  • Water storage tanks and pumps
  • Drip irrigation
  • Xeriscape garden
  • Replanting garden with natives
  • Wind turbine
  • Micro hydro system
  • Tree planting.


  • Building a dam
  • Sinking a bore.

Choose the loan suitable for your environmental purpose.

Low Rate Personal Loan

Low Rate Car Loan

child and men planting a tree

No Fee Personal Loan

no fee car loan

No Fee Car Loan

Still have questions about our loans?

Our friendly Customer Relationship Centre staff are here to assist you. Monday - Friday 8.00am - 8.00pm, Saturday 9.00 - 3.00pm ACST.
Call Us / 13 25 85
Visit the most frequently asked questions.
Check our Loans FAQs
We are here to help. Get answers on the spot using our live chat.
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*No interest rate discounts are available on the Low Rate Car Loan Special Offer loan, regardless of the membership type/environmental rating of the vehicle.

Before acquiring the product, you should consider if this product is appropriate for you. 

Terms, conditions, lending criteria, fees and charges apply. Full details are available at the time of application or by contacting us. All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856. Interest rates are subject to change without notice.

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