Before You Begin
Allow about 15 minutes to complete this online application
Okay, before we get started, make sure you have the following info handy:
- Your employment details (including address)
- If you have not been in your current job for more than 1 year, your previous employment details
- If you have not been at your current residence for more than 1 year, your previous address
- Your drivers licence number
- Your income details
- Details of your assets and liabilities
Also, please be aware that if you commence this application we may contact you via email offering service and support.
When you submit your application a copy will be sent to the email address you specify in your application for your records.
At any time through the application you can save your application for later completion.
Eligibility
To be eligible to apply for this credit card, applicants must:
- have read and agree to Privacy Statement and Consent Information.
- have read and understand the Key Fact Sheet
- be over 18 years old and an Australian Citizen or Permanent Resident.
- have a good credit history with no unpaid defaults or been declared bankrupt.
- agree to a credit check
- have a regular net income greater than $2,000 per month.
Important information
When you become a co-borrower you are liable for the full amount owing under the contract.
If the other co-borrower(s) do not make payments, you remain responsible for making payments and can be asked to do so alone. If you are not receiving a financial benefit from the loan, then you should not be a co-borrower.
On a continuing credit contract you can limit your liability to the balance of the account by writing to us at any time.
Eligibility
I declare that I am receiving a financial benefit from this loan application and understand that I am a co-borrower.
If you're unsure whether you meet the above criteria, please call us on 13 25 85 to discuss.
If you are not able to 'tick' all the Eligibility Requirements, please call us on 13 25 85 to discuss your application further