Interest Rates

Mates’ rates

We believe in prosperity for the many – not the few.

As a mutual bank, we’re able to offer you great interest rates on all our accounts, loans and credit cards.

We’re owned by our customers, which means our profits benefit you and your communities. Not share market investors.

Enjoy low fees, lower lending rates, high investment rates, better banking products and support for community projects in your local area. Join the bank that gives back.

Choose from our range of interest rates

Call us on 13 25 85 | Visit us

Home Loans

Looking for a great home loan with a low interest rate? With flexible options and fixed and variable interest rates, it’s easy to find the right loan. 

Investment Home Loans

Our investment interest rates are competitive with the big four. Saving you money whether you're buying your first investment house or growing your property portfolio.

Savings & Transactional Accounts

Our interest rates are competitive and will help you to save money faster. We offer a wide range of accounts including transaction and savings accounts, term deposits and youth accounts.

Term Deposits

Looking to build long-term wealth? Build your savings with our highest interest rates. With no monthly fees for account keeping, you can invest your money for as little as three months, or up to five years.


Personal Loans

Looking for a personal loan with a low interest rate? We offer a wide range of personal loans that’ll suit your needs. And, with great interest rates and flexible options, you’ll be sure to reach your dreams.

Car Loans

Looking for a great car loan with a low interest rate? Our car loans are tailored to fit your needs. And, with great interest rates and flexible options, we have a car loan that’ll suit you.

Credit Cards

Looking for a credit card that offers excellent value? With competitive interest rates you’ll be sure to get great value for money. The Beyond Bank Low Rate Credit Card is award winning and sure to suit your needs.



Small Business

Planning to grow your business? We offer a great range of business accounts and loans that’ll help you to build your business.

Need help?
13 25 85

Online Enquiry

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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