Interest Rates

Mates’ rates

We believe in prosperity for the many – not the few.

As a mutual bank, we’re able to offer you great interest rates on all our accounts, loans and credit cards.

We’re owned by our customers, which means our profits benefit you and your communities. Not share market investors.

Enjoy low fees, lower lending rates, high investment rates, better banking products and support for community projects in your local area. Join the bank that gives back.

Choose from our range of interest rates

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Looking for a great home loan with a low interest rate? With flexible options and fixed and variable interest rates, it’s easy to find the right loan. 

Our interest rates are competitive and will help you to save money faster. We offer a wide range of accounts including transaction and savings accounts, term deposits and youth accounts.

Looking for a credit card that offers excellent value? With competitive interest rates and a balance transfer offer, you'll be sure to get great value for money with the Beyond Bank Low Rate Credit Card.

Looking to build long-term wealth? Build your savings with our highest interest rates. With no monthly fees for account keeping, you can invest your money for as little as three months, or up to five years.


Looking for a personal loan with a low interest rate? We offer a wide range of personal loans that’ll suit your needs. And, with great interest rates and flexible options, you’ll be sure to reach your dreams.

Looking for a great car loan with a low interest rate? Our car loans are tailored to fit your needs. And, with great interest rates and flexible options, we have a car loan that’ll suit you.

Planning to grow your business? We offer a great range of business accounts and loans that’ll help you to build your business.

Planning to purchase an investment property. Our Investment Loans provide you with flexibility to split your loan; combining the stability of a fixed interest rate with the flexibility of a variable interest rate.

Looking for a great loan to build your dream home? Our Building Loan offers up to three-months pre-approval. We can approve your loan three months in advance so you can search for your licensed builder with confidence.

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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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