Credit Cards



Simple credit cards. Simple shopping.

Beyond Bank credit cards make shopping easy with great interest rates, card security and low fees. Compare our credit card range to find the right card for you.

We offer multiple Visa credit card options, each with a balance transfer feature where you can get a discounted interest rate for transferring your balances from other credit card providers. Shop online, in-store or over the phone with a Beyond Bank Visa credit card.

We’re no ordinary bank. Beyond Bank is a mutual bank, which means we don’t serve share market investors. Profits are passed on as savings for our customers and support for community projects. Join the bank that gives back.
 

0% for 12 months on balance transfers*

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An Award Winning Credit Card

Beyond Bank's Low Rate Visa Credit Card has been awarded Money Magazine's Best of the Best award for best transactor credit card for 2017!


Benefits

 Credit cards made easy

  • Excellent value credit cards
  • Flexible, everyday shopping
  • Use online or in-store
  • Secure and trusted
  • Simple payment options
  • Add your card to your phone and other devices to make fast and easy transactions, almost anywhere you shop with Android Pay and Apple Pay.2

Choose from

Low Rate Visa Credit Card

Receive up to 62 interest free days on purchases. You can also pay less interest by taking advantage of our balance transfer offer which provides a reduced interest rate compared with our standard purchase rate.

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Visa Debit Card

Purchase on Visa. Use your own money. Visa Debit card acts like a credit card, but you use your own funds.

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Optional Add-ons


Looking for a home loan?

We offer a great range of home loans to suit your budget.

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Personal loans

Want to refurbish your new home? Apply for a personal loan and turn your dreams into a reality.

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Cash Passport

Want a MasterCardĀ® that carries ten currencies? The Cash Passport is a multi-currency, prepaid money card. Access your money anywhere MasterCardĀ® is accepted.

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Terms and conditions, fees and charges and normal lending criteria apply and are available on request. This advice is general and you should consider if it is suitable for you. For full terms, conditions, fees and charges please view our Terms & Conditions and Fees and Charges Guide.

1. Offer available for a limited time  on new and approved Low Rate Credit Cards. Offer is only available on balances transferred from non-Beyond Bank credit or store cards, minimum balance transfer of $500 applies. Offer must be requested by you within one month of the date your credit card has been funded.  After the balance transfer period any remaining balance will revert to the interest rate for purchases, to view the current rate click here.  Interest free periods on purchases do not apply if you do not pay your closing balance (which includes any balance transfer) shown on your credit card statement in full by the applicable due date.

2. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/km207105

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac, Safari,  and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.


The Beyond Bank Arts Card
The Beyond Bank Arts Card
Take your favourite piece of artwork home sooner, interest free.
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For the security of your accounts, Internet Banking no longer supports Internet Explorer 8 or earlier versions.

As you may know, Microsoft recently made the decision to discontinue its support of Internet Explorer 8 (IE8). This leaves users exposed to potential security risks. As a result, Beyond Bank's Internet Banking will no longer support Internet Explorer 8 or earlier versions. Going forward, Beyond Bank will support Internet Explorer 9 or later to ensure the security of your accounts.

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