Credit Cards

Simple credit cards. Simple shopping.

Beyond Bank credit cards make shopping easy with great interest rates, card security and low fees.

We offer multiple Visa credit card options, each with a balance transfer feature where you can get a discounted interest rate for transferring your balances from other credit card providers. Shop online, in-store or over the phone with a Beyond Bank credit card.

We’re no ordinary bank. Beyond Bank is a mutual bank, which means we don’t serve share market investors. Profits are passed on as savings for our customers and support for community projects. Join the bank that gives back.

Credit cards made easy.

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 Credit cards made easy

  • Excellent value credit cards
  • Flexible, everyday shopping
  • Use online or in-store
  • Secure and trusted
  • Simple payment options

Choose from

Low Rate Visa Credit Card

Receive up to 62 interest free days on purchases. You can also pay less interest by taking advantage of our balance transfer offer which provides a reduced interest rate compared with our standard purchase rate.

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Visa Debit Card

Purchase on Visa. Use your own money. Visa Debit card acts like a credit card, but you use your own funds.

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Optional Add-ons

Looking for a home loan?

We offer a great range of home loans to suit your budget.

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Personal loans

Want to refurbish your new home? Apply for a personal loan and turn your dreams into a reality.

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Cash Passport

Want a MasterCard® that carries ten currencies? The Cash Passport is a multi-currency, prepaid money card. Access your money anywhere MasterCard® is accepted.

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Our Low Rate Credit Card has received industry recognition.

Find out more about our Five Star rating from Canstar and Mozo Experts Choice Award - Highly Commended on our Low Rate Credit Card. Our Low Rate Visa Credit card was also named Best Transactor Credit Card Bank Category in Money magazine’s 2015 Best of the Best awards.


Terms and conditions, fees and charges and normal lending criteria apply and are available on request. The advice is general and you should consider if it is suitable for you. For full terms, conditions, fees and charges please view our Addendum and Terms & Conditions and Fees and Charges Guide.

Need help?
13 25 85

Online Enquiry

Find the right overseas currency.
Find the right overseas currency.
Foreign exchange has never been so easily managed.
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