Flexi Car Loan.

Make your dreams come true with a car loan that offers maximum flexibility. Our Flexi Car Loan is available for the purchase of new and used cars.

12.99 percent per annum
Interest Rate
13.25 percent per annum *
Comparison Rate

A car loan with maximum flexibility.

Rate options.

Choose from a fixed or variable interest rate.

Easy redraw.

Withdraw any extra repayments you’ve made.1


Get pre-approval, so you can search with confidence.


Repayment options.

Make extra repayments on top of your regular repayments.

Great Features.

  • If you pay out your loan early, we won’t charge fees or penalties
  • Environmentally conscious? So are we. Further rate reductions available if you purchase for an approved environmental purpose2
  • Pinnacle +plus and life members can take advantage of discounted interest rates and fees3
  • Repay your car loan in up to seven years
  • Car loans start from $5,000.


  • Establishment fee: $175
  • No monthly account-keeping fee.

Calculate your repayments with the loan repayment calculator.*

Other great products you might like.

Car Insurance.

Save up to 10% when you buy online for car or home insurance.
Find Out More.

Instant access with award winning banking.

Manage your car loan anywhere, anytime with our award-winning mobile banking app.
Find Out More.

Purple Transactor.

Canstar 5-star rated everyday account for convenient and secure banking.
Find Out More.

Still have questions about our car loans?

Got some feedback or need help with a query?
Contact Us.
Got a question about car loans?
Visit Our FAQs.
Want to figure out your car budget?
Use Our Tools.
Our live chat is available weekdays 9am — 5pm.
Let's Chat.

Interest rates are current as at 29/06/2020 and are subject to change.

Redraws are only available for variable rate loans and are subject to approval. Fees and charges may apply for the redraw facility. An amount equivalent to the next scheduled repayment for the loan cannot be redrawn from the in-advance amount.

2 Environmental rates discounts are available to customers if greater than 50% of the loan amount is for an approved environmental purpose. Eligibility criteria, terms and conditions apply.

Eligibility criteria and maximum benefit limits apply.

The loan repayment calculator provides an estimate of the potential loan repayment and for an accurate repayment amount please contact us on 13 25 85 or visit your local branch.

The comparison rates are calculated for a secured loan of $30,000 with monthly repayments over a term of five years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

This information has been provided without considering your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. 

Interest rates are subject to change without notice. Terms, conditions, fees, charges and lending criteria apply to all loans. Full details are available at the time of application or by contacting us.

All loans are provided by Beyond Bank Australia Ltd. ABN 15 087 651 143 AFSL/Australian Credit Licence 237 856.

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